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Rialto, CA Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Governing chapter
RMC Chapter 4.04
Permitting authority
Rialto police chief
Annual permit fee
$60
Merchandise hold period
10 calendar days minimum
Daily report deadline
Before noon, except weekends/holidays
Unlicensed operation
Misdemeanor
Appeal window
5 business days to appeals board

Summary

Every pawnbroker doing business in Rialto needs a permit from the police chief, on display at the shop and separate from the regular city business license. RMC Sec. 4.04.090 sets a $60 annual fee, and running a pawn business without the permit is a misdemeanor; the chief can revoke it for uncured violations.

A.Every person, firm or corporation subject to this chapter shall apply for, and obtain from the chief of police, a permit which shall be kept on display in the permittee's place of business. The application for such permit shall be in such form as the chief of police shall require. It may be revoked for violation of the requirements of this chapter if, within ten days of receiving written notice of such violation, the violation has not been cured. Operation without such permit is a misdemeanor.B.There is an annual fee of sixty dollars for such permit, payable at the same time and under the same rules as the city license provided for in Section 5.54.100 of this code. The permit required by this section is regulatory in nature and is not a substitute for the city license required by Section 5.54.020 of this code, and it is not to be deemed a franchise.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 39).

Full Breakdown

04 folds pawnbrokers into the state law definition of 'secondhand dealer' in Business and Professions Code Section 21626, and RMC Sec. 090 requires every pawnbroker, along with other dealers covered by the chapter, to obtain and display a police-chief-issued permit before opening. The $60 annual fee is paid on the same schedule as the general city business license, but the permit itself is regulatory, not a substitute for that license, and is not a franchise. Beyond the permit, RMC Sec. 030 requires a pawnbroker to keep every item received on deposit or purchased intact in its original condition for ten calendar days, exhibit it to the police chief or a designated officer on request, and maintain a written record of every sale and purchase, including a fingerprint impression from each person who pawns, trades, or sells property.

RMC Sec. 050 layers on a daily reporting duty: every pawnbroker or loan broker must deliver a full report to the police department before noon each day except Saturdays, Sundays, and holidays, describing the hour of receipt, the person pledging or selling the item, and a photocopy of that person's government ID. RMC Sec. 040 bars disposing of pawned property within ten days unless the police chief authorizes earlier disposition for good cause specified by the Department of Justice, and any early sale must still be reported to the chief.

Violations & Fines

Operating as a pawnbroker without a valid permit is a misdemeanor under RMC Sec. 4.04.090(A). The police chief can revoke a permit for any chapter violation not cured within ten days of written notice. A pawnbroker whose permit is denied or revoked may appeal to the three-member pawnbrokers and secondhand dealers appeals board within five business days, which must rule within roughly ten business days, subject to further review by writ of administrative mandamus.

Frequently Asked Questions

Who issues pawnbroker permits in Rialto?
The Rialto police chief issues pawnbroker permits under RMC Sec. 4.04.090, separate from the standard city business license under Section 5.54.020. The permit costs $60 a year, must stay on display at the pawnshop, and can be revoked if a chapter violation isn't cured within ten days of written notice.
How long must a Rialto pawnbroker hold an item before selling it?
RMC Sec. 4.04.030 requires pawnbrokers to keep every item purchased or received on deposit intact and unaltered for ten calendar days, exhibiting it to the police chief or a designated officer on request during that hold period before it can be resold or melted down.
What records does a Rialto pawnbroker have to keep?
Under RMC Sec. 4.04.030, pawnbrokers keep a written sales and purchase record and a fingerprint impression from every person who pawns, trades, or sells property, plus a daily report to the police department before noon under Section 4.04.050 describing each transaction and a photocopy of the seller's photo ID.
Can the city take away a pawnbroker's permit?
Yes. RMC Sec. 4.04.090(A) lets the police chief revoke a pawnbroker's permit for violating the chapter if the violation isn't cured within ten days of written notice, though the pawnbroker can appeal that decision to the pawnbrokers and secondhand dealers appeals board within five business days under Section 4.04.100.

Sources & Official References

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