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Chesterfield County, VA Business Licensing & Operations: Secondhand Dealers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Permit fee
$200 per year, chief of police
Permit term
12 months, renewable
Hold period
15 calendar days before resale
Record retention
24 months after hold period ends
ID required
Two forms, one government photo ID
Minimum seller age
18

Summary

Anyone buying precious metals or gems, or lending against them as security, in unincorporated Chesterfield County must get a permit from the chief of police first, under County Code Section 15-132. Dealers must verify sellers' photo ID, file same-day bills of sale with police, and hold every item untouched for at least 15 days.

These county ordinances apply to unincorporated areas of Chesterfield County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

No dealer shall purchase precious metals or gems or make loans for which precious metals or gems are received and held as security without first obtaining a permit from the chief of police as provided herein and without complying with all other provisions of this article. Possession of a permit issued in another locality shall not relieve a dealer of the obligation to obtain a permit from the chief of police.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 80).

Full Breakdown

Section 15-131 defines a covered "dealer" as anyone in the business of buying precious metals or gems, or lending against them as collateral, excluding retail merchants restocking from wholesalers and refiners buying from other dealers. Section 15-132 flatly bars purchases or pawn loans on precious metals or gems without a chief-of-police permit, and a permit from another locality does not substitute. Section 15-133 sets the permit fee at $200, renewable annually at the same rate, and conditions issuance on a Virginia State Police fingerprint background check, a clean record for the prior ten years of felonies or crimes of moral turpitude, and inspection of the dealer's weighing devices by state or local weights-and-measures officials.

Section 15-136 requires dealers to record each seller's or borrower's name, address, phone numbers, physical description and date of birth, verified against two forms of ID including one government photo ID, plus a digital image of that ID. the next workday for weekend transactions), and one given to the seller; police can enter during business hours to inspect records and search for stolen items. Section 15-138 bars purchases from anyone under 18 or from anyone the dealer believes isn't the true owner, absent written authorization.

Section 15-139 requires the dealer to hold every item, unsold and unaltered, for 15 calendar days after filing the bill of sale, and to keep records of who it was later sold to for 24 months after that hold period ends.

Violations & Fines

Under Section 15-135, the chief of police can revoke a dealer's permit for violating any reporting or recordkeeping requirement of the article or for a conviction under any of its provisions, and a false statement on the permit application voids the permit as if it had never been issued. Buying from a minor or from a non-owner without written authorization violates Section 15-138, and refusing police entry to inspect records or search for stolen items under Section 15-137 is also a violation.

Frequently Asked Questions

Does Chesterfield County require a permit to buy and resell gold or jewelry?
Yes. Section 15-132 bars anyone from purchasing precious metals or gems, or lending against them as security, in the county without a permit from the chief of police, and a permit issued by another locality does not relieve the dealer of the county permit requirement.
How long must a Chesterfield County precious metal dealer hold an item before reselling it?
Section 15-139 requires the dealer to keep every item purchased or pledged as loan security for at least 15 calendar days from the date the bill of sale is filed with the chief of police, during which the item cannot be sold, altered, or taken out of the county.
What records does a Chesterfield County precious metal dealer have to keep?
Section 15-137 requires a bill of sale for every transaction, including the seller's identifying information and a description of each item, with one copy held by the dealer for at least 24 months, one delivered to police within 24 hours, and one given to the seller.

Sources & Official References

Other rules in Chesterfield County

All Chesterfield County rules

Compare Chesterfield County to another location·View the Virginia business licensing & operations overview

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