Islip, NY Business Licensing & Operations: Secondhand Dealers (2026)

Chapter 9 licenses 'collateral loan brokers', defined at § 9-2 to include anyone 'dealing in the purchasing of personal property on condition of selling it back at a stipulated price,' the classic secondhand/pawn transaction. Section 9-4(B) states plainly that 'no person, corporation, partnership, firm or association shall carry on the business of a collateral loan broker within the Town of Islip without first obtaining a collateral loan broker license,' issued by the Town Clerk for a fee set at the maximum allowed under General Business Law §§ 40 and 41.

Applicants must file a registration statement (§ 9-3), post a bond (§ 9-4(C)), display a required consumer-rights sign in the shop (§ 9-4(E)), and submit fingerprints, photographs and background information (§ 9-4(G)). Section 9-5 layers on the secondhand-specific rule: 'Any collateral loan broker engaged in the purchase or sale of secondhand articles shall comply with § 47 of Article 5 of the New York State General Business Law', the state statute governing recordkeeping and reporting for secondhand dealers. The Town Clerk can deny a license to an applicant convicted of a crime involving moral turpitude, found to have committed fraud or deceit in the business, or whose license was revoked within the prior year (§ 9-4(H)(4)).