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Miami Beach, FL Business Licensing & Operations: Towing Companies (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Permit required for
Non-consent towing from private property (Sec. 106-264)
Minimum liability insurance
$300,000 injury / $300,000 property damage
In-city storage window
First 48 hours
Storage distance after 48 hrs
Within 5 miles (or 20 if none within 5)
Escalating fines
$100 / $250 / $500 for 1st/2nd/3rd offense
Misdemeanor exposure
Up to 60 days jail and/or $500 fine
Permit expiration
Annually, September 30

Summary

A towing business must hold a city permit under chapter 106, article VI before removing any vehicle from private property without the owner's consent, must comply with F.S. Sec. 715.07, carry at least $300,000 in liability insurance, and follow strict storage, signage, and record rules or face escalating fines and license revocation.

Any person engaged in the business of towing or removing vehicles shall comply with all the requirements and standards imposed by F.S. § 715.07. ... No business enterprise shall engage in the business of recovering, towing, removing and storing of vehicles parked on private real property and parked without the permission of the owner of the private real property unless such business enterprise shall first apply for and obtain, and subsequently maintain in unrevoked status, a permit issued pursuant to this article.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 98 | Resiliency Code (Current Land Development Regulations): Publication | Ordinance 89-2665 (Previous Land Development Regulations): Publication).

Full Breakdown

Sec. S. Sec. 07, and Sec. 106-264(a) separately bars a business enterprise from recovering, towing, removing, or storing a vehicle parked without permission on private property unless it first obtains and maintains a city permit under article VI, a requirement distinct from any occupational license. Sec. 106-263 requires at least $300,000 in liability coverage for injury to any one person and $300,000 for property damage per accident, naming the city as an additional insured. Sec. S. Sec. 07, or a vehicle parked more than 48 hours without authorization.

Sec. 106-268 bars a permitted enterprise from towing without individualized, signed written authorization from the property owner, from towing an occupied vehicle, and requires detailed trip records naming the vehicle, time, location, and the property owner who authorized the tow. Storage under Sec. 106-268(5) must be within the city for the first 48 hours, then within a five-mile radius of removal (or 20 miles if no towing business operates within five miles). Permits expire every September 30 and are issued by the city manager after a background check confirming no recent permit revocations tied to the applicant's officers or partners, per Sec. 106-266.

Violations & Fines

Sec. 106-270 imposes fines of $100 for a first offense, $250 for a second, and $500 for a third and each subsequent offense, with the city able to revoke the business license after a fourth offense and seek injunctive relief. A violation is also a misdemeanor punishable by up to 60 days imprisonment, a fine up to $500, or both. Unpaid penalties become a special assessment lien on the violator's property, and an aggrieved permit applicant or violator has ten days to appeal a denial, revocation, or suspension to the city manager.

Frequently Asked Questions

Does a Miami Beach towing company need a city permit to tow from a private lot?
Yes. Sec. 106-264(a) requires any business enterprise to obtain and maintain a city permit under chapter 106, article VI before recovering, towing, removing, or storing a vehicle parked without the owner's permission on private property, separate from any occupational license.
How much insurance must a Miami Beach towing company carry?
Sec. 106-263 requires at least $300,000 in liability coverage for injury to any one person and $300,000 for property damage in any one accident, with the city named as an additional insured and 30 days' notice required before cancellation.
How long can a Miami Beach towing company hold my car before moving it far away?
Under Sec. 106-268(5), a towed vehicle must stay within the city for the first 48 hours; after that, it can only be moved beyond a five-mile radius of where it was towed if no towing business operates within five miles, and even then no farther than 20 miles.
What are the penalties for an unpermitted or non-compliant tow in Miami Beach?
Sec. 106-270 sets fines of $100, $250, and $500 for a first, second, and third offense, with license revocation possible after a fourth. A violation is also a misdemeanor punishable by up to 60 days in jail, a $500 fine, or both.

Sources & Official References

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