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Short-Term Rentals in Chicago, IL (2026)

8 verified short-term rentals rules for Chicago, Illinois, sourced directly from the municipal code and official government pages.

Verified from official government sources

Short-Term Rental Permits

Chicago requires every shared housing host to register each rental unit with the city, obtain a unique registration number, and post it before advertising or booking.

Chicago Short-Term Rental Registration

Significant Restrictions

Municipal Code of Chicago § 4-14-020(a)

Registration with the department required. No shared housing host shall advertise for rent, list on a platform, rent, or book for future rental any shared housing unit or portion thereof until such shared housing host...(1) registers such unit with the department by submitting...a registration application...and (2) is issued a unique registration number by the department for the shared housing ...

Noise Rules

Chicago's shared housing ordinance bans excessive loud noise from short-term rentals between 8 p.m. and 8 a.m., measured against a 100-foot conversational-level standard, with fines against the host.

Chicago Shared Housing Noise Rules

Some Restrictions

Municipal Code of Chicago § 4-14-010

"Excessive loud noise" means: (1) any sound generated between the hours of 8:00 p.m. and 8:00 a.m. from within the shared housing unit or on any private open space having a nexus to the shared housing unit that is louder than average conversational level at a distance of 100 feet or more, measured vertically or horizontally from the property line of the shared housing unit or private open space...

Taxes & Fees

Chicago taxes short-term rentals at 10.5% total: a 4.5% base hotel tax plus 4% and 2% homeless-services and domestic-violence surcharges.

Chicago STR Hotel Accommodations Tax

Some Restrictions

Municipal Code of Chicago § 3-24-030

There is hereby imposed... a tax... upon the rental or leasing of any hotel accommodations in the City of Chicago, at the rate of four and one-half percent of the gross rental or leasing charge. In addition... a surcharge... upon the rental or leasing of any hotel accommodations at any vacation rental or shared housing unit... at the rate of four percent... [and] a surcharge... at any vacation ...

Short-Term Rental Parking Rules

Chicago requires every vacation rental listing to state whether the unit has parking availability or restrictions, alongside ADA-accessibility and amenity disclosures, before it can legally advertise on any booking platform.

Chicago Vacation Rental Listings Must Disclose Parking

Light Restrictions

Municipal Code of Chicago § 4-6-300(h)(3)

Such licensee shall include in any listing on such platform(s), the following information about the vacation rental: (A) the licensee's cancellation and check-in and check-out policies; and (B) a statement on: (i) whether the vacation rental is wheelchair or ADA accessible; (ii) whether the vacation rental has any parking availability or restrictions; and (iii) the availability of, or restricti...

Occupancy Limits

Chicago caps shared housing rentals at two guests per bedroom, or the building code's lower posted capacity, whichever is less.

Chicago STR Occupancy Limits

Some Restrictions

Municipal Code of Chicago § 4-14-050(b)

Exceeding maximum occupancy – Prohibited. It shall be unlawful for any shared housing host to exceed the maximum occupancy limit of: (i) two persons, not including a guest's children under the age of 18, per guest room within the shared housing unit; or (ii) the actual allowed capacity of the shared housing unit based on the applicable provisions of the building code.

Primary-Residence-Only Rule

Chicago bars licensees from renting out a single-family home or a unit in a 2-4 unit building as a vacation rental unless it is their primary residence, with narrow exceptions.

Chicago Vacation Rental Primary-Residence Rule

Significant Restrictions

MCC § 4-6-300(h)(8)

(8) Listing and rental of single family homes that are not the licensee's primary residence – Restricted. Such licensee shall not list on any platform or rent any vacation rental that is a single family home, unless such single family home is the licensee's primary residence.

Repeat Violator Strikes

Chicago pulls a short-term rental's platform listing after just two nuisance incidents in 12 months, alongside eleven other ineligibility triggers.

Chicago's Two-Strike Rule for Rentals

Significant Restrictions

Municipal Code of Chicago § 4-13-260(a)(1)

A short term residential rental shall be ineligible for registration with the Department as a shared housing unit or for licensure as a bed-and-breakfast establishment or vacation rental, and shall not be listed by a provider on a platform, under the following conditions: (1) Nuisance. When, in the determination of the Commissioner, the rental...creates a nuisance because at least two separate ...

Host Platform Liability

Airbnb, Vrbo and every other booking platform operating in Chicago must hold an intermediary license and may not process a single booking for a short-term rental that isn't registered or licensed with the city first.

Chicago Bans Booking Unlicensed Rentals

Significant Restrictions

Municipal Code of Chicago § 4-13-235

It shall be unlawful for any licensee under this Article II to process or complete any booking service transaction for any: (1) shared housing unit or portion thereof, unless such unit has first been registered with the Department within the meaning of Section 4-13-230(a), or (2) vacation rental, bed-and-breakfast establishment or hotel, or any portion thereof, unless such establishment is prop...

Looking for Cook County county-wide rules?

County ordinances apply to unincorporated areas and may supplement Chicago city rules.

Short-Term Rentals in Cook County