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Short-Term Rentals in Lima, OH (2026)

10 verified short-term rentals rules for Lima, Ohio, sourced directly from the municipal code and official government pages.

Verified from official government sources

Permit Requirements

The City of Lima, Ohio has no dedicated short-term rental (Airbnb/Vrbo) permit ordinance. Lima does not issue an STR-specific license. Instead, non-owner-occupied rentals must obtain a free Rental Housing Unit Registration (Codified Ordinances Ch. 872), and hosts serving transient guests fall under Ohio's lodging-tax and hotel definitions.

No STR permit in Lima; general Ohio rules apply

Few Restrictions

Noise Rules

Lima has no short-term-rental-specific quiet-hours rule. STR guests must follow the City's general noise/nuisance provisions in Part Five (General Offenses) of the Codified Ordinances, which prohibit loud, disturbing noise, the same standard that applies to any household in the city.

No STR noise rule; Lima general offenses noise code applies

Some Restrictions

Taxes & Fees

Short-term stays in Lima are taxed as lodging. The City levies a Hotel-Motel Tax under Codified Ordinances Chapter 890 (authorized by Ohio R.C. 5739.02(C)), and Allen County levies a lodging excise tax of about 4.75%. An STR that meets Ohio's 'hotel' definition or serves transient guests (stays under 30 days)

Lima Hotel-Motel Tax (Ch. 890) + Allen County lodging tax

Some Restrictions

Ohio Revised Code 5739.09(A)(1)

A board of county commissioners may, by resolution adopted by a majority of the members of the board, levy an excise tax not to exceed three per cent on transactions by which lodging by a hotel is or is to be furnished to transient guests.

Parking Rules

Lima has no short-term-rental-specific parking requirement. STR guest parking is governed by the City's general off-street parking and zoning standards in the Planning and Zoning Code (Part Twelve) and by the traffic-code on-street parking rules (Part Three), the same standards that apply to any residence.

No STR parking rule; general zoning parking applies

Few Restrictions

Occupancy Limits

Lima has no short-term-rental-specific occupancy cap (for example, no 'two guests per bedroom' STR rule). Occupancy is instead limited by the City's general property-maintenance and housing code and by Ohio building-code habitable-space standards, which cap how many people a dwelling's floor area and bedrooms can lawfully house.

No STR occupancy cap; property-maintenance code applies

Few Restrictions

Insurance Requirements

Lima's code does NOT require a short-term rental host to carry liability insurance or name the City as additional insured, because Lima has no STR ordinance. Any coverage is at the host's discretion or through the booking platform's host-protection policy. General building and property-maintenance safety standards still apply.

No STR insurance mandate in Lima

Few Restrictions

Night Caps

Lima sets NO annual night cap or maximum number of rental days for short-term rentals. Because the City has no STR ordinance, a registered rental may operate year-round. The only durational line comes from Ohio's lodging-tax definition of a transient guest as a stay under thirty consecutive days.

No annual night cap on Lima STRs

Few Restrictions

Ohio Revised Code 5739.01(N)

"Transient guests" means persons occupying a room or rooms for sleeping accommodations for less than thirty consecutive days.

Registration Rules

Lima requires every owner of a non-owner-occupied housing unit inside the city to obtain and maintain a Rental Housing Unit Registration Certificate under Codified Ordinances Chapter 872, whether or not the unit is currently rented. Registration is free and was phased in during 2024-2025. This is the closest thing to

Lima Rental Housing Unit Registration (Ch. 872)

Some Restrictions

City of Lima Rental Housing Unit Registration (Codified Ordinances Ch. 872)

There shall be no fee charged to the property owner for the registration.

Host Presence Rule

Lima does not require a host to be present during a short-term stay or to designate a 24/7 local contact. Because the City has no STR ordinance, unhosted whole-home rentals are allowed. The owner does remain responsible for the unit under the Rental Housing Registration (Chapter 872) and the City's

No host-presence requirement for Lima STRs

Few Restrictions

Primary-Residence-Only Rule

Lima does NOT require a short-term rental to be the host's primary residence. Because the City has no STR ordinance, whole-home and non-owner-occupied short-term rentals are allowed, subject only to the general zoning rules for the district and the free Rental Housing Unit Registration for non-owner-occupied units (Chapter 872).

No primary-residence requirement for Lima STRs

Few Restrictions

Looking for Allen County county-wide rules?

County ordinances apply to unincorporated areas and may supplement Lima city rules.

Short-Term Rentals in Allen County