Short-Term Rentals in Lynn, MA (2026)
6 verified short-term rentals rules for Lynn, Massachusetts, sourced directly from the municipal code and official government pages.
Verified from official government sources
Permit Requirements
Lynn requires every short-term rental to hold an annual license from Inspectional Services, allowed only in owner-occupied homes. The application and inspection fee is $100 per unit, and hosts must also register on the Massachusetts DOR registry.
Lynn Short-Term Rental Permit Requirements
Heavy RestrictionsNoise Rules
Short-term rental guests in Lynn follow the same Ordinance Prohibiting Unnecessary Noises as residents, with a $300 fine for noise plainly audible 50 feet away or between 11 PM and 7 AM. Repeat complaints risk the host's license.
Lynn Short-Term Rental Noise Rules
Some RestrictionsRevised Ordinances of the City of Lynn, Ordinance Prohibiting Unnecessary Noises, § 4(p)
It shall be unlawful for the owner of a premises to knowingly permit the making, creation or maintenance of unreasonably loud noises upon any premises owned or possessed by him or under his control.
Taxes & Fees
Lynn short-term rentals owe the 5.7% Massachusetts state excise plus Lynn's 6% local excise and a 3% community impact fee, roughly 14.7% total. Airbnb and Vrbo collect and remit it; stays of 31 or more days are exempt.
Lynn Short-Term Rental Taxes & Fees
Heavy RestrictionsMGL c.64G §3A
A city or town that accepts this section may impose a local excise upon the transfer of occupancy of a room in a bed and breakfast establishment, hotel, lodging house, short-term rental or motel located within that city or town by an operator at a rate of not more than 6 per cent...
Parking Rules
Lynn's short-term rental ordinance sets no separate guest-parking cap. STRs must meet the off-street parking required for the dwelling under the Lynn Zoning Ordinance, and guests follow the city's on-street parking and permit rules.
Lynn Short-Term Rental Parking Rules
Some RestrictionsOccupancy Limits
Lynn caps short-term rental occupancy by unit type: a Home Share is limited to 5 bedrooms or 10 guests, and a Limited Share, where the owner is present, to 3 bedrooms or 6 guests, whichever is fewer.
Lynn Short-Term Rental Occupancy Limits
Some RestrictionsInsurance Requirements
Every Massachusetts short-term rental host must carry at least $1,000,000 in liability insurance under MGL c.175 §4F, unless the platform provides equal coverage. Lynn's license application also requires proof of an active rental or landlord policy.
Lynn Short-Term Rental Insurance Requirements
Heavy RestrictionsMGL c.175 §4F
An operator shall maintain liability insurance of not less than $1,000,000 to cover each short-term rental
Looking for Essex County county-wide rules?
County ordinances apply to unincorporated areas and may supplement Lynn city rules.
Short-Term Rentals in Essex County →