Short-Term Rentals in Matthews, NC (2026)
8 verified short-term rentals rules for Matthews, North Carolina, sourced directly from the municipal code and official government pages.
Verified from official government sources
Permit Requirements
Matthews does not have a dedicated STR registration program as of 2026. NCGS 160D-1207(c) limits municipal authority to require STR registration. Operators must still comply with zoning, building code, and tax obligations.
Short Term Rentals: Permit Requirements
Some RestrictionsN.C.G.S. § 160D-1207
§ 160D-1207. Periodic inspections. (a) Except as provided in subsection (b) of this section, the inspection department may make periodic inspections only when there is reasonable cause to believe that unsafe, unsanitary, or otherwise hazardous or unlawful conditions may exist in a residential building or structure. However, when the inspection department determines that a safety hazard exists i...
Noise Rules
Matthews STR guests subject to same noise ordinance as residents. Quiet hours 11 PM-7 AM. Hosts liable for guest noise violations; repeat offenses can trigger nuisance abatement.
Short Term Rentals: Noise Rules
Some RestrictionsTaxes & Fees
Matthews STR operators must collect NC state sales tax 4.75%, Mecklenburg County sales tax 2.5%, and Mecklenburg County Room Occupancy Tax 8%. Total tax burden approximately 15.25%.
Short Term Rentals: Taxes Fees
Some RestrictionsParking Rules
Matthews STR guests must park on-site in driveway or garage. On-street parking allowed where not otherwise restricted. No parking on lawns or unpaved surfaces per UDO.
Short Term Rentals: Parking Rules
Some RestrictionsOccupancy Limits
Matthews applies NC State Building Code occupancy standards. General guideline: 2 persons per bedroom plus 2 additional. No city-specific STR cap beyond NCGS 160D-1207 constraints.
Short Term Rentals: Occupancy Limits
Some RestrictionsInsurance Requirements
Matthews does not mandate STR insurance coverage. Standard homeowners policies typically exclude commercial rental activity. Industry best practice: 1 million dollars liability plus commercial STR endorsement.
Short Term Rentals: Insurance Requirements
Few RestrictionsNight Caps
Matthews does not impose minimum or maximum night-stay limits on STRs. NCGS 160D-1207(c) limits city authority to regulate rental duration. Tax treatment changes at 90 nights (occupancy tax threshold).
Short Term Rentals: Night Caps
Few RestrictionsRegistration Rules
Matthews does not maintain a short-term rental registry. NC state law (NCGS 160D-1207(c)) prohibits mandatory STR registration separate from standard zoning and building permitting.
Short Term Rentals: Registration Rules
Few RestrictionsLooking for Mecklenburg County county-wide rules?
County ordinances apply to unincorporated areas and may supplement Matthews city rules.
Short-Term Rentals in Mecklenburg County →