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Osceola County, FL Environmental Rules: Flood Elevation Requirements (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Minimum freeboard
Base flood elevation plus 1 foot
AO zone floor
FIRM depth number, or 2 feet if none shown
Slab survey certification
24 in. above street centerline (18 in. pre-8/7/1995)
Variance authority
Board of Adjustment under Section 117
Enforcing officials
Building Official and Floodplain Administrator
General penalty
Up to $500 fine or 60 days jail

Summary

Unincorporated Osceola County requires homes and other Group R-3 buildings in flood hazard areas to raise the lowest floor to the base flood elevation plus one foot, or higher in Coastal A and shallow-flooding AO zones. The Building Official and Floodplain Administrator enforce the standard under the county's own amendments to the Florida Building Code, and the Board of Adjustment hears variance requests.

City-specific rules exist: Kissimmee has its own flood elevation requirements rules that differ from Osceola County's county-level regulations. If you live in Kissimmee, check the city-specific page instead.

(5)Section R322.2.1 of the Florida Building Code, Residential, shall read as follows:R322.2.1 Elevation requirements.1.Buildings and structures in flood hazard areas designated as Zone A (including AE Zones and unnumbered A Zones) shall have the lowest floors elevated to or above the base flood elevation plus 1 foot or the design flood elevation, whichever is higher.2.Buildings and structures in flood hazard areas designated as Coastal A Zones shall have the lowest floors elevated to or above the base flood elevation plus 1 foot (305 mm), or to the design flood elevation, whichever is higher....4.Basement floors that are below grade on all sides shall be elevated to or above the base flood elevation plus 1 foot or the design flood elevation, whichever is higher.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 71 | Land Development Code: Supplement 10).

Full Breakdown

Osceola County Code Section 5-60 locally amends the Florida Building Code, and one of those amendments rewrites Section R322.2.1, Elevation Requirements, for the county. Buildings in Zone A (including AE and unnumbered A zones) and Coastal A Zones must elevate their lowest floor to the base flood elevation plus one foot, or to the design flood elevation, whichever is higher. In AO zones (shallow flooding), the lowest floor must sit as high above the highest adjacent grade as the depth number printed on the FIRM, or at least 2 feet if no depth number is shown. Basement floors that are below grade on all sides must also clear base flood elevation plus one foot.

The county layers its own certification step on top of the state standard. Section 5-60(a)(1) requires a Florida-registered land surveyor to certify the top elevation of the form boards or stemwall for every Group R-3 building in the urban service area: not less than 24 inches above the centerline grade of the front street, or 18 inches for lots that had final construction plan approval before August 7, 1995. The county engineer will not authorize any inspection beyond the slab inspection until that survey is accepted, though a hardship exception lets the engineer modify the requirement where topography makes strict compliance impractical.

Section 104.10.1 requires the Building Official to coordinate with the Floodplain Administrator before granting any modification of these flood-resistant construction rules, and Section 107.6.1 bars affidavit-based permitting (allowed elsewhere under NFIP rule 44 C.F.R. Sections 59 and 60) from ever substituting for the flood load requirements. Variances go to the Board of Adjustment under Section 117, following the procedures in the county's local floodplain management ordinance under F.S. § 553.73(5); that variance path does not reach Section 3109 exceptions.

Violations & Fines

Building past the slab stage without an accepted surveyor's elevation certificate stops all further inspections and approvals from the county engineer and Building Official. A general Code violation under Section 5-59 is punished under Section 1-6: a fine up to $500.00, up to 60 days in the county jail, or both, and each day a violation continues is treated as a separate offense.

Frequently Asked Questions

What is the minimum flood elevation for a new home in unincorporated Osceola County?
Under Section R322.2.1 of the Florida Building Code, Residential, as adopted by Osceola County Section 5-60(a)(5), the lowest floor of a home in Zone A or Coastal A must sit at or above the base flood elevation plus one foot, or the design flood elevation if that is higher. In AO shallow-flooding zones, the floor must clear the FIRM's depth number, or 2 feet if none is listed.
Does Osceola County require a survey to confirm my home's elevation?
Yes. Section 5-60(a)(1) requires a Florida-registered land surveyor to certify the top elevation of the form boards or stemwall for Group R-3 buildings in the urban service area, at least 24 inches above the front street's centerline grade, or 18 inches for lots approved before August 7, 1995. The county engineer holds all inspections beyond the slab stage until that survey is accepted.
Can I get a variance from the flood elevation rule?
Yes, through the Board of Adjustment under Section 117, which applies the variance procedures in the county's local floodplain management ordinance under F.S. § 553.73(5). That variance path covers Section 1612.4 of the Florida Building Code, Building, and Section R322 of the Residential code, but it does not extend to Section 3109 exceptions.
What happens if I don't meet Osceola County's elevation requirement?
The Building Official and Floodplain Administrator can withhold further inspections and approvals until you comply. A general Code violation under Section 5-59 is punished under Section 1-6: up to a $500 fine, up to 60 days in jail, or both, with each day of a continuing violation treated as a separate offense.

Sources & Official References

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