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Madison County, IL Environmental Rules: Flood Elevation Requirements (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Freeboard requirement
1 foot above base flood elevation
Governing chapter
Ch. 94, Flood Damage Prevention (Ord. 2022-04)
Enforcing official
Zoning Administrator
Base flood data source
FEMA Flood Insurance Study dated 4-15-1982
Penalty
$50-$750 per offense, per day

Summary

In unincorporated Madison County, new construction in a mapped floodplain must sit at least one foot above the base flood elevation, the flood protection elevation set by Chapter 94. The Zoning Administrator issues the development permit and enforces it.

These county ordinances apply to unincorporated areas of Madison County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

FLOOD PROTECTION ELEVATION (FPF). The elevation of the base flood plus one foot of freeboard at any given location in the floodplain. ... This chapter's protection standard is the base flood. The best available base flood data are listed below. ... The lowest floor (including basement) ... shall be at or above the FPE.

Full Breakdown

Chapter 94, Flood Damage Prevention, adopted by Ord. 2022-04, sets the county's floodplain building standard for unincorporated territory only; incorporated cities like Edwardsville and Alton administer their own floodplain rules. The base flood elevation (BFE) is taken from the Flood Insurance Study of Madison County prepared by FEMA and dated April 15, 1982, or from the flood insurance rate map for AH and AO zones. The code adds a safety margin called freeboard: the flood protection elevation (FPE) equals the BFE plus one foot. 07, any new building, substantial improvement, manufactured home placement, or repair of substantial damage in the floodplain must have its lowest floor, including the basement, at or above the FPE.

Builders can meet this three ways: constructing on permanent fill with the lowest floor at or above the FPE, elevating the building on stilts, piles, or open foundation walls with flood vents sized at one square inch per square foot of enclosed area below the BFE, or building on a FEMA-compliant crawlspace. 03's BFE data, and keeps records of as-built lowest-floor elevations and floodproofing certificates. Property owners who disagree with the mapped elevation may commission their own engineering study for the State Water Survey to consider.

Violations & Fines

Building without a floodplain development permit, or failing to meet permit or variance conditions, is a violation of Chapter 94 under § 94.99. The Zoning Administrator must give the owner written notice, and if the violation is not corrected within ten days, the county can seek a Circuit Court injunction and any violator faces a fine of not less than $50 nor more than $750 per offense, with each day of continued noncompliance charged as a separate offense.

Frequently Asked Questions

How far above the base flood elevation must I build in unincorporated Madison County?
The code requires a flood protection elevation of one foot above the base flood elevation. Your lowest floor, including any basement, must sit at or above that flood protection elevation before the Zoning Administrator will approve the work under Chapter 94.
What happens if I build in the floodplain without a permit?
The Zoning Administrator issues a written violation notice under § 94.99. If you do not correct it within ten days, the county can go to Circuit Court for an injunction, and you can be fined between $50 and $750, with every additional day counted as a separate offense.
Which flood maps does the county use?
The county relies on the FEMA Flood Insurance Study for Madison County dated April 15, 1982, along with the Flood Insurance Rate Map panels listed in § 94.02, to set the base flood elevation for each affected parcel.
Can I elevate on a crawlspace instead of fill?
Yes. Section 94.07 allows a FEMA-compliant crawlspace below the flood protection elevation as long as it has flood vents providing one square inch of opening per square foot of enclosed area subject to flooding, among other anchoring and material requirements.

Sources & Official References

Other rules in Madison County

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