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Iredell County, NC Environmental Rules: Flood Elevation Requirements (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Freeboard required
2 feet above BFE
Governing provision
Appendix G, Art. 5 § B(1)-(2)
No-BFE default RFPE
2 ft above highest adjacent grade
Fill in SFHA
Prohibited (Art. 5 § A(17))
Ordinance adopted
September 18, 2018

Summary

Iredell County's Flood Damage Prevention ordinance requires two feet of freeboard above the base flood elevation for new construction and substantial improvements in Special Flood Hazard Areas. Residential structures, including manufactured homes, must have their reference level, including any basement, built no lower than that Regulatory Flood Protection Elevation.

These county ordinances apply to unincorporated areas of Iredell County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

Residential Construction. New construction and substantial improvement of any residential structure (including manufactured homes) shall have the reference level, including basement, elevated no lower than the Regulatory Flood Protection Elevation, as defined in Article 2 of this ordinance. ... "Regulatory Flood Protection Elevation" means the "Base Flood Elevation" plus the "Freeboard". In "Special Flood Hazard Areas" where Base Flood Elevations (BFEs) have been determined, this elevation shall be the BFE plus two (2) feet freeboard. In "Special Flood Hazard Areas" where no BFE has been established, this elevation shall be at least two (2) feet above the highest adjacent grade.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 32).

Full Breakdown

Appendix G, Article 2 of the Code of Ordinances defines the "Regulatory Flood Protection Elevation" (RFPE) as the Base Flood Elevation (BFE) plus freeboard: in Special Flood Hazard Areas where a BFE has been determined, the RFPE is the BFE plus two feet of freeboard, and where no BFE has been established, the RFPE is at least two feet above the highest adjacent grade. Article 5, Section B(1) applies that elevation to residential construction: new construction and substantial improvement of any residential structure, including manufactured homes, must have the reference level, including the basement, elevated no lower than the RFPE.

Section B(2) extends the same floor elevation to commercial, industrial, and other non-residential structures, though buildings in Zone AE may instead be dry-floodproofed to the RFPE if a registered professional engineer or architect certifies the floodproofing and files that certification with the Floodplain Administrator. Manufactured homes under Section B(3) must have their reference level, not just the chassis, at or above the RFPE, and must be anchored to resist flotation and lateral movement; if the chassis elevation exceeds thirty-six inches, an engineering certification is required.

Fully enclosed areas below the lowest floor of an elevated building are barred from human habitation and temperature control under Section B(4), must be built of flood-resistant materials to the RFPE, and in Zone AE need flood openings sized at one square inch of net opening per square foot of enclosed area, with a minimum of two openings on different walls. Fill is flatly prohibited in the Special Flood Hazard Area under Article 5, Section A(17), including construction of buildings on fill, and the county will not approve Conditional Letters or Letters of Map Revision based on fill for new development. The ordinance, adopted September 18, 2018 and amended April 20, 2021, is administered by the county's Floodplain Administrator.

Violations & Fines

Building below the Regulatory Flood Protection Elevation, filling within the Special Flood Hazard Area, or occupying a below-lowest-floor enclosure as habitable space violates Article 5 and can block issuance of a floodplain development permit or certificate of occupancy. Property owners with an enclosed area below the lowest floor must record a non-conversion agreement with the Iredell County Register of Deeds under Section B(4)(f), and the county retains inspection rights to confirm the space has not been converted to living space; violations of the ordinance carry the county's general penalty for Code violations under Sec. 1-7, up to a $50 fine or 30 days' imprisonment, or a $100 civil penalty per offense.

Frequently Asked Questions

How much freeboard does Iredell County require above base flood elevation?
Two feet. Appendix G, Article 2 of the Code defines the Regulatory Flood Protection Elevation as the Base Flood Elevation plus two feet of freeboard where a BFE has been determined, and as at least two feet above the highest adjacent grade where no BFE exists.
Do manufactured homes have to meet the same elevation rule?
Yes. Article 5, Section B(3) requires new and replacement manufactured homes to have their reference level elevated no lower than the Regulatory Flood Protection Elevation, and homes with a chassis elevated more than thirty-six inches need an engineering certification.
Can I fill in a floodplain lot to raise it above flood level?
No. Article 5, Section A(17) prohibits fill in the Special Flood Hazard Area, including building on fill, and the county will not approve FEMA Letters of Map Revision based on fill for new development in that area.

Sources & Official References

Other rules in Iredell County

All Iredell County rules

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