Charles County, MD Environmental Rules: Flood Elevation Requirements (2026)
Key Facts
- Freeboard added to BFE
- Two feet
- Applies to
- Lowest floor of residential structures, A Zones
- Electric panel board
- At least 3 feet above BFE
- Additions/driving surfaces
- 1 foot above BFE (lower threshold)
- Governing definition
- § 238-6, Flood Protection Elevation
Summary
Charles County defines the 'flood protection elevation' that new and substantially improved buildings must meet as the base flood elevation plus two feet of freeboard, a safety margin against uncertainties like wave action, debris jams, and increased runoff from development.
FLOOD PROTECTION ELEVATION: The base flood elevation plus two feet of freeboard unless noted otherwise in this article. Freeboard is a factor of safety that compensates for uncertainty in factors that could contribute to flood heights greater than the height calculated for a selected size flood and floodway conditions, such as wave action, obstructed bridge openings, debris and ice jams, climate change, and the hydrologic effect of urbanization in a watershed.
Full Breakdown
Chapter 238's definitions section, § 238-6, defines FLOOD PROTECTION ELEVATION as the base flood elevation plus two feet of freeboard unless the article notes otherwise, explaining that freeboard is a factor of safety compensating for uncertainty in what could push flood heights above the calculated level for a selected flood, including wave action, obstructed bridge openings, debris and ice jams, climate change, and the hydrologic effect of urbanization in a watershed. That two-foot freeboard standard is what new construction is actually held to: under § 238-9D(1)(a), for residential structures and residential portions of mixed-use structures in A Zones, lowest floors must be elevated to or above this flood protection elevation, meaning two feet above base flood elevation rather than just meeting the base flood elevation itself.
The same flood protection elevation standard extends to electrical, mechanical, and plumbing systems, which under § 238-8D(4) must generally sit at or above the elevation of the lowest floor required for the applicable zone, with the electric panel board required to sit at least three feet above the base flood elevation under § 238-8D(6). Note that § 238-8B(1)(f) uses a different, lower threshold for some elements: additions to structures or substantially improved structures need only reach one foot above base flood elevation for that specific driving-surface and addition standard, rather than the full two-foot freeboard applied to lowest floors.
Violations & Fines
New construction or substantial improvement in a special flood hazard area that elevates its lowest floor below the required flood protection elevation, or that sets the electric panel board less than three feet above base flood elevation, does not meet Chapter 238's requirements and is not eligible for a floodplain development permit under § 238-7.
Frequently Asked Questions
How much freeboard does Charles County require above base flood elevation?
Does the two-foot freeboard apply to my whole house?
Why does Charles County require freeboard above the base flood elevation?
Sources & Official References
Other rules in Charles County
Compare Charles County to another location·View the Maryland environmental rules overview
See something wrong?
Help us keep this page accurate. If you notice an error or outdated information, let us know.