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Sumter County, FL Environmental Rules: Flood Elevation Requirements (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Governing section
Sumter County Code § 6-72
Elevation standard
Base flood elevation plus 1 foot minimum
AO Zones
Depth number on FIRM plus 1 foot
Enforcing office
Sumter County Building Services
Exception
Enclosures follow FBC Residential § R322.2.2

Summary

Sumter County's local amendment to the Florida Building Code, Residential, Sec. 6-72, requires the lowest floor of buildings in flood hazard areas to sit at or above the base flood elevation plus one foot of freeboard, or the design flood elevation if that is higher, exceeding the state's base minimum.

These county ordinances apply to unincorporated areas of Sumter County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

R322.2.1 Elevation requirements. 1.Buildings and structures in flood hazard areas not designated as Coastal A Zones shall have the lowest floors elevated to or above the base flood elevation plus 1 foot or the design flood elevation, whichever is higher.2.Buildings and structures in flood hazard areas designated as Coastal A Zones shall have the lowest floors elevated to or above the base flood elevation plus 1 foot (305 mm), or to the design flood elevation, whichever is higher.3.In areas of shallow flooding (AO Zones), buildings and structures shall have the lowest floor (including basement) elevated at least as high above the highest adjacent grade as the depth number specified in feet on the FIRM plus 1 foot, or at least 3 feet if a depth number is not specified.4.Basement floors that are below grade on all sides shall be elevated to or above the base flood elevation plus 1 foot or the design flood elevation, whichever is higher. Exception: Enclosed areas below the design flood elevation, including basements whose floors are not below grade on all sides, shall meet the requirements of Section R322.2.2.

Full Breakdown

1 through Sec. 6-72 of the county code to add a one-foot freeboard requirement on top of the base flood elevation. In flood hazard areas that are not Coastal A Zones, the lowest floor of a building or structure must be elevated to or above the base flood elevation plus one foot, or to the design flood elevation, whichever is higher. The same plus-one-foot standard applies in Coastal A Zones. In AO Zones, areas of shallow flooding, the lowest floor, including any basement, must sit at least as high above the highest adjacent grade as the depth number shown on the FIRM plus one foot, or at least three feet if no depth number is specified on the map.

Basement floors that are below grade on every side are held to the same base-flood-elevation-plus-one-foot standard. 2. Because this is a technical amendment to the state building code rather than a stand-alone article, it is enforced through the ordinary building permit and inspection process administered by Sumter County Building Services rather than through the county's separate floodplain management ordinance.

Violations & Fines

Sec. 6-72 sets a design standard rather than a stand-alone offense: compliance is checked by Building Services at plan review and at the framing and final inspections required for any permit in a flood hazard area. A lowest floor built below base flood elevation plus one foot fails inspection, and the permit cannot close out or convert to a certificate of occupancy until the elevation is corrected or properly certified.

Frequently Asked Questions

Does Sumter County require freeboard above base flood elevation?
Yes. Sec. 6-72 amends the Florida Building Code, Residential to require the lowest floor of buildings in flood hazard areas to be built at or above base flood elevation plus one foot, or the design flood elevation if that number is higher, whichever standard is more protective.
What is the elevation requirement in an AO Zone in Sumter County?
In AO Zones, areas of shallow flooding, the lowest floor including any basement must be elevated at least as high above the highest adjacent grade as the depth number shown on the FIRM plus one foot. If the FIRM does not list a depth number, the minimum is three feet.
Are basements allowed below the freeboard elevation in Sumter County?
Basement floors below grade on all sides must meet the same base-flood-elevation-plus-one-foot standard as the lowest floor. Enclosed areas below the design flood elevation that are not below grade on every side are instead governed by Florida Building Code Residential Section R322.2.2's enclosure rules.

Sources & Official References

Other rules in Sumter County

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