FEMA flood zone rules in Aurora, IL — also called floodplain regulations or special flood hazard area (SFHA) rules — determine flood insurance requirements and elevation standards for new construction.
Aurora has significant Fox River floodplain areas. All development in the 100-year floodplain requires a permit. Flood insurance is mandatory for properties with federally-backed mortgages in flood zones. The city participates in the NFIP.
Aurora straddles the Fox River, creating significant floodplain areas throughout the city. The Engineering Division manages floodplain compliance. All development within the 100-year floodplain (new buildings, filling, excavation, fences) requires a floodplain development permit. Properties in FEMA-designated flood zones with federally regulated mortgages must carry flood insurance through the National Flood Insurance Program (NFIP). If improvement or repair costs exceed 50% of market value, the entire building must be brought to current floodplain standards. Aurora participates in the NFIP Community Rating System for reduced insurance premiums. Kane County provides additional floodplain mapping resources.
Unpermitted floodplain development: stop-work order, fines, and forced compliance. NFIP violations: insurance penalties.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Aurora, IL
Aurora requires vehicles on residential property to be registered, operable, and have current plates. Inoperable or unregistered vehicles must be stored in e...
Aurora, IL
Aurora prohibits commercial vehicles above B-plate classification from parking or storage in residential areas. This includes tow trucks, panel trucks, dump ...
Aurora, IL
Aurora limits residential fences to a maximum height of 6 feet (including posts and end caps), restricts fences within 15 feet of intersecting property lines...
Aurora, IL
Aurora prohibits feeding wildlife that creates nuisance conditions. Trash must be secured to prevent wildlife encounters. The Fox River corridor attracts coy...
Aurora, IL
Aurora requires working smoke detectors and carbon monoxide detectors in all residences per Illinois law (425 ILCS 60 and 430 ILCS 135). Rental properties ar...
Aurora, IL
Aurora is not in a designated wildfire hazard zone. Illinois does not have wildland-urban interface zones like western states. Standard fire prevention codes...
Side-by-side rule comparisons with other cities in this county.
See how other cities in this county handle flood zones.
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