Campbell County, KY Environmental Rules: Flood Zones (2026)
FEMA flood zone rules in Campbell County, KY, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.
Key Facts
- Permit required before
- Any development in a mapped SFHA
- Issuing official
- Floodplain Administrator (Dir. of Planning & Zoning)
- Governing ordinance
- Ord. O-17-13, passed 12-18-13
- Response window after citation
- 7 days
- Minimum fine on conviction
- $250, up to 90 days jail
- Coverage
- Unincorporated Campbell County only
Summary
Campbell County requires a development permit before any construction, fill, grading, or other development activity begins in a special flood hazard area (SFHA). The Floodplain Administrator, who is the Director of Planning and Zoning, reviews and issues these permits countywide in unincorporated areas.
(A) A development permit shall be required in conformance with the provision of this chapter prior to the commencement of any development activities in the special flood hazard areas (SFHA). See § 151.31 for instructions and explanation. (B) Application for a development permit shall be made on forms furnished by the Floodplain Administrator.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: 2026 S-50: Supplement contains: Local legislation current through Ord. O-09-2026, passed 8-5-26; and Res. R-42-26, passed 7-15-26; and State legislation current through KRS Pamphlet 2025).
Full Breakdown
Under Chapter 151 of the county code, no development may occur in a mapped special flood hazard area without a permit obtained from the Floodplain Administrator before work begins. Applicants must submit plans drawn to scale showing the location, dimensions, and elevations of the site, any existing or proposed structures, fill, storage of materials, and drainage facilities. Endorsement by the Floodplain Administrator is required before the state can process a floodplain construction permit under the Energy and Environment Cabinet's program. 48(B). Once the lowest floor is placed, the permit holder must submit an as-built elevation certification prepared by a registered land surveyor or professional engineer before construction continues; the Floodplain Administrator reviews the survey and can order corrections or a stop-work order if the submission is deficient or missing.
The Fiscal Court adopted the current floodplain management ordinance by Ord. O-17-13 on December 18, 2013, exercising authority the General Assembly delegated to local governments under KRS Chapter 100. The chapter is written as a floor, not a ceiling: where it conflicts with another ordinance, easement, covenant, or deed restriction, the more restrictive standard controls, and the rules apply only to the unincorporated county since incorporated cities within Campbell County administer their own floodplain programs.
Violations & Fines
Developing without a permit or violating any permit condition is a civil offense. The Floodplain Administrator's office issues a notice of violation specifying the section violated and a reasonable remedy period, and can order a stop-work on the development. If the violation isn't corrected, a citation follows carrying a civil monetary fine; the recipient has seven days to fix the problem, pay the fine, or request a hearing before the governing body, or the violation becomes final by default. On conviction, penalties run at least $250 and up to 90 days in jail, plus case costs, with each day of continuing violation charged as a separate offense.
Frequently Asked Questions
Do I need a permit to fill or grade land in a Campbell County flood zone?
Who reviews floodplain development permits in Campbell County?
What happens if I build in the floodplain without a permit?
Sources & Official References
Other rules in Campbell County
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