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Anderson County, SC Environmental Rules: Flood Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Anderson County, SC, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Governing map
FEMA flood insurance study, Dec. 21, 2017
Permit required
Before any development activity
Max fine
$500.00 per violation
Max jail term
30 days
Applies to
Unincorporated Anderson County only

Summary

Anderson County requires a floodplain development permit before any grading, filling or construction inside the special flood hazard areas mapped in FEMA's December 21, 2017 flood insurance study for the unincorporated county, and bars altering flood-hazard structures or land without full compliance.

These county ordinances apply to unincorporated areas of Anderson County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

This article shall apply to all areas of special flood hazard within the jurisdiction of the county as identified by the Federal Emergency Management Agency (FEMA) in its flood insurance study dated December 21, 2017, with accompanying maps and other supporting data that are hereby adopted by reference and declared to be a part of this article. ... A development permit shall be required in conformance with the provisions of this article prior to the commencement of any development activities.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 2).

Full Breakdown

The county's floodplain management article (County Code §§ 24-579 through 24-666) applies to every area of special flood hazard in unincorporated Anderson County as identified in FEMA's flood insurance study dated December 21, 2017, adopted by reference under § 24-582. Before any grading, filling, building, mining, dredging or other development begins in a mapped special flood hazard area, the applicant must obtain a development permit under § 24-583, and no structure or land may be located, extended, converted or structurally altered without full compliance under § 24-584.

The local administrator, per § 24-585, treats the article's requirements as minimums construed in the government's favor, and where this article and another ordinance, easement, covenant or deed restriction conflict, whichever imposes the more stringent restriction controls. The stated findings behind the article (§ 24-580) cite periodic inundation causing loss of life, disruption of commerce and impairment of the tax base, and its purpose (§ 24-581) is to protect human life and health, minimize property damage, and ensure prospective home buyers are notified their property lies in a flood area.

The article expressly disclaims county liability for damages from larger, rarer floods or from reliance on an administrative decision made under it (§ 24-587), and it does not exempt agricultural structures from its permit and construction standards. A structure built under a valid permit issued before the article's passage is grandfathered only if construction started within 60 days of that permit.

Violations & Fines

Violating the flood damage prevention article, including building without a development permit or disregarding conditions attached to a variance or special exception, is a misdemeanor under § 24-588: a fine of not more than $500.00, imprisonment of not more than 30 days, or both, with each day the violation continues charged as a separate offense, and the county may still pursue other lawful action to stop or remedy the violation.

Frequently Asked Questions

Do I need a permit to build in an Anderson County flood zone?
Yes. County Code § 24-583 requires a development permit before any development activity, including grading, filling or construction, begins within a mapped special flood hazard area, and § 24-584 bars locating, extending, converting or structurally altering any structure without full compliance with the article's terms.
What maps define Anderson County's flood hazard areas?
The article applies to areas identified in FEMA's flood insurance study for the county dated December 21, 2017, along with its accompanying flood insurance rate maps and supporting data, which § 24-582 adopts by reference as part of the ordinance.
What happens if I develop in the floodplain without a permit?
It is a misdemeanor under § 24-588, punishable by a fine of up to $500.00, up to 30 days in jail, or both, with each day the violation continues counted as a separate offense, in addition to any other lawful action the county takes to stop the work.

Sources & Official References

Other rules in Anderson County

All Anderson County rules

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