Mount Vernon, NY Environmental Rules: Flood Zones (2026)
FEMA flood zone rules in Mount Vernon, NY, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.
Key Facts
- Governing section
- City of Mount Vernon Code § 267-14.G
- Flood maps used
- FEMA FIRM and Flood Boundary and Floodway Map
- Determination made by
- Code Enforcement Officer under § 102-14
- Penalty
- Up to $1,000 fine or 15 days jail per offense
Summary
Mount Vernon's zoning code flatly bars new construction in any designated floodplain unless the project first satisfies the city's flood hazard protection requirements. Section 267-14.G ties a building permit for flood-zone property to the flood hazard determinations the Code Enforcement Officer makes under Chapter 102.
Floodplains. No structure shall be erected in a designated floodplain without compliance with flood hazard protection requirements.
Full Breakdown
G of the Mount Vernon zoning code, part of Chapter 267's general Miscellaneous Provisions in Article IV, is the city's local trigger for floodplain development: no structure may be erected in a designated floodplain until it complies with the flood hazard protection requirements. The zoning chapter does not restate the technical flood standards itself; it cross-references the flood hazard determination process the Code Enforcement Officer carries out under § 102-14, Climatic and geographic design criteria, which requires identifying flood hazard areas using, at minimum, the Federal Emergency Management Agency's Flood Insurance Study for Mount Vernon, the accompanying Flood Insurance Rate Map (FIRM), and the Flood Boundary and Floodway Map (FBFM), plus any revisions to that data.
The Code Enforcement Officer keeps a written record of those flood hazard determinations on file and available to the public in that office. G sits in the zoning code rather than the building code, it operates as a permit gate: the Building Department will not approve construction plans for a floodplain parcel until the applicant's site plan, required under Chapter 267, Article VII, shows compliance, and the substantive elevation and floodproofing standards themselves come from the New York State Uniform Fire Prevention and Building Code as administered locally through Chapter 102.
A property owner in a mapped flood hazard area should expect the Building Department to request FIRM panel data before issuing a permit for any new structure.
Violations & Fines
Erecting a structure in a designated floodplain without satisfying the flood hazard protection requirements violates § 267-14.G and, more broadly, Chapter 267. Under § 267-56, each conviction is punishable by a fine up to $1,000, imprisonment up to 15 days, or both, with each day of continued violation a separate offense, and the Building Commissioner may issue a stop-work order pending compliance.
Frequently Asked Questions
Can I build in a floodplain in Mount Vernon?
Who decides whether my property is in a flood hazard area?
What happens if I build in a floodplain without meeting the requirements?
Sources & Official References
Other rules in Mount Vernon
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Flood Zones in Nearby Cities
How other cities in Westchester County handle flood zones.