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Mount Vernon, NY Environmental Rules: Flood Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Mount Vernon, NY, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Governing section
City of Mount Vernon Code § 267-14.G
Flood maps used
FEMA FIRM and Flood Boundary and Floodway Map
Determination made by
Code Enforcement Officer under § 102-14
Penalty
Up to $1,000 fine or 15 days jail per offense

Summary

Mount Vernon's zoning code flatly bars new construction in any designated floodplain unless the project first satisfies the city's flood hazard protection requirements. Section 267-14.G ties a building permit for flood-zone property to the flood hazard determinations the Code Enforcement Officer makes under Chapter 102.

Floodplains. No structure shall be erected in a designated floodplain without compliance with flood hazard protection requirements.

Full Breakdown

G of the Mount Vernon zoning code, part of Chapter 267's general Miscellaneous Provisions in Article IV, is the city's local trigger for floodplain development: no structure may be erected in a designated floodplain until it complies with the flood hazard protection requirements. The zoning chapter does not restate the technical flood standards itself; it cross-references the flood hazard determination process the Code Enforcement Officer carries out under § 102-14, Climatic and geographic design criteria, which requires identifying flood hazard areas using, at minimum, the Federal Emergency Management Agency's Flood Insurance Study for Mount Vernon, the accompanying Flood Insurance Rate Map (FIRM), and the Flood Boundary and Floodway Map (FBFM), plus any revisions to that data.

The Code Enforcement Officer keeps a written record of those flood hazard determinations on file and available to the public in that office. G sits in the zoning code rather than the building code, it operates as a permit gate: the Building Department will not approve construction plans for a floodplain parcel until the applicant's site plan, required under Chapter 267, Article VII, shows compliance, and the substantive elevation and floodproofing standards themselves come from the New York State Uniform Fire Prevention and Building Code as administered locally through Chapter 102.

A property owner in a mapped flood hazard area should expect the Building Department to request FIRM panel data before issuing a permit for any new structure.

Violations & Fines

Erecting a structure in a designated floodplain without satisfying the flood hazard protection requirements violates § 267-14.G and, more broadly, Chapter 267. Under § 267-56, each conviction is punishable by a fine up to $1,000, imprisonment up to 15 days, or both, with each day of continued violation a separate offense, and the Building Commissioner may issue a stop-work order pending compliance.

Frequently Asked Questions

Can I build in a floodplain in Mount Vernon?
Only if you comply with the city's flood hazard protection requirements first. Section 267-14.G of the zoning code bars any structure in a designated floodplain until that compliance is demonstrated, and the Building Department checks the FEMA Flood Insurance Rate Map data the Code Enforcement Officer keeps on file under § 102-14 before approving a permit.
Who decides whether my property is in a flood hazard area?
The Code Enforcement Officer makes that determination under § 102-14, using at minimum the FEMA Flood Insurance Study for Mount Vernon, the Flood Insurance Rate Map, and the Flood Boundary and Floodway Map, and keeps a written record of the determination available to the public in that office.
What happens if I build in a floodplain without meeting the requirements?
You are in violation of Chapter 267. Under § 267-56 a conviction brings a fine up to $1,000, imprisonment up to 15 days, or both, each day of continued violation is a separate offense, and the Building Commissioner can issue a stop-work order until the property complies.

Sources & Official References

Other rules in Mount Vernon

All Mount Vernon rules

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