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St. Clair County, IL Environmental Rules: Flood Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in St. Clair County, IL, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Permit required from
County Zoning Director
Permit posting
Displayed on-site facing public road
Permit expires
6 months if work not started
Fine range
$50 to $500 per offense
Each day of violation
Counted as separate offense
Floodway construction
Also needs IDNR/OWR permit

Summary

St. Clair County requires a floodplain development permit from the Zoning Director before any grading, filling, or construction begins in a mapped floodplain outside incorporated towns. Applicants must submit site plans, elevation data, and a Flood Insurance Rate Map excerpt; the Zoning Director reviews the site against the base flood elevation before approving work in the Special Flood Hazard Area.

These county ordinances apply to unincorporated areas of St. Clair County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

13-1-5 DEVELOPMENT PERMIT. No person, firm, corporation, or governmental body not exempted by law shall commence any development in the floodplain without first obtaining a development permit from the Zoning Director. The Zoning Director shall not issue a development permit if the proposed development does not meet the requirements of this Code.

Full Breakdown

Under Section 13-1-5 of the County Floodplain Code, no person, firm, corporation, or governmental body may commence any development in the floodplain without first obtaining a development permit from the Zoning Director, who will not issue one unless the proposal meets the Code's requirements. 1 foot. Development in the floodway also needs a separate permit from the Illinois Department of Natural Resources Office of Water Resources. The Zoning Director compares the site's surveyed elevation to the base flood elevation to decide whether the parcel is actually inside the regulated floodplain, and will not issue any permit until every other required local, state, and federal permit is obtained.

Once issued, the permit must be posted in plain view from a public road for the duration of the work, and any approved fill must carry a sign listing the material types. A permit expires after six months if no work has started, and the Zoning Director may revoke it for false statements or for work done contrary to the approved plans; continuing work after revocation is unlawful until the permit is reissued. All permitted work is subject to inspection by the Zoning Director and, for fill projects, by the St. Clair County Health Department, and refusing entry to either is itself a violation of the Code.

Violations & Fines

Building or filling without the permit, or breaking its conditions, is a Code violation the State's Attorney investigates under Section 13-1-12. The owner gets written notice and ten days to correct the problem, then the State's Attorney can seek a circuit court injunction. Anyone convicted faces a fine of $50 to $500 per offense, with each day of continued violation a separate offense, and the County records a notice of violation against the property's title.

Frequently Asked Questions

Do I need a permit to build in the St. Clair County floodplain?
Yes. Section 13-1-5 bars any development in a mapped floodplain, including grading and fill, until the Zoning Director issues a development permit. The Director will not approve it unless the project meets every standard in the Floodplain Code, including the elevation rules in Section 13-1-7.
What has to be included in the permit application?
Scaled site drawings, existing and proposed grade elevations, building dimensions, the planned lowest-floor elevation, a cost estimate from a licensed engineer or contractor, a copy of the effective Flood Insurance Rate Map, and, for floodway sites, engineering computations showing flood stages will not rise more than 0.1 foot.
How long does a floodplain permit stay valid?
It expires automatically six months after issuance if work has not started, per Section 13-1-5(D). A new permit must be obtained before construction can begin, and the Zoning Director can also revoke an active permit for false statements or work that departs from the approved plans.
What happens if I develop the floodplain without a permit?
The State's Attorney investigates under Section 13-1-12, giving the owner ten days' written notice to fix the violation before seeking a circuit court injunction. Conviction carries a fine of $50 to $500 per offense, with each day of continued violation counted separately, plus a recorded notice of violation on the title.

Sources & Official References

Other rules in St. Clair County

All St. Clair County rules

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