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Spokane County, WA Environmental Rules: Flood Zones (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified October 2026

FEMA flood zone rules in Spokane County, WA, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Permit issuer
County engineer/public works director
Permit trigger
Any development, structure, manufactured home, works or fill on land partly in a flood hazard area
Maximum penalty
Misdemeanor: up to ninety days in jail, one thousand dollar fine, or both
Appeal deadline
Fourteen days from the decision, to the county hearing examiner
Residential lowest floor
At least one foot above base flood elevation
Substantial improvement
Cost equals or exceeds fifty percent of structure's market value
Recreational vehicles
On site fewer than one hundred eighty consecutive days, or road-ready

Summary

Anyone who builds, fills, grades or sets a manufactured home on Spokane County land that lies even partly inside a mapped area of special flood hazard must first obtain a floodplain development permit from the county engineer/public works director. SCC 3.20.300 covers every structure, work and fill, and the building department will not issue a building permit until the floodplain permit is approved.

These county ordinances apply to unincorporated areas of Spokane County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

A floodplain development permit shall be obtained before any development, structure, manufactured home, works or fill is undertaken, constructed, located, extended, connected or altered on any property all or a portion of which is located in any area of special flood hazard established in Section 3.20.210 .

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 63).

Full Breakdown

The permit duty in SCC 3.20.300 attaches to the property, not just the building. If any portion of a parcel sits in an area of special flood hazard, a floodplain development permit is required before any development, structure, manufactured home, works or fill is undertaken, constructed, located, extended, connected or altered. Chapter 3.20 defines development as any man-made change to improved or unimproved real estate, including buildings, mining, dredging, filling, grading, paving, excavation or drilling, and storage of equipment or materials within the hazard area. The hazard areas are those shown in the Flood Insurance Study for Spokane County and its Flood Insurance Rate Maps dated July 6, 2010, with later revisions, and the best available flood information governs until a new FIRM is issued (SCC 3.20.210).

The county engineer/public works director is the coordinator who grants or denies permits (SCC 3.20.330). Applications go on the director's forms with scaled plans in multiple copies showing the nature, location, dimensions and elevations of the area, structures, fill, stored materials and drainage facilities. SCC 3.20.310 also requires the lowest-floor elevation, including any basement, on a current elevation certificate from a Washington-licensed surveyor, the elevation to which any structure is floodproofed, a licensed civil engineer or architect certification of anchoring, materials and floodproofing, and a description of how any watercourse will be altered or relocated. The director attaches conditions to approvals and can waive some provisions where the development is reasonably safe from flooding, is not likely to substantially alter flood flows, and flood damage potential is limited (SCC 3.20.340(a)(3)).

The building and planning department's building director cannot issue a building permit until the floodplain permit has been approved (SCC 3.20.350(a)). Fees follow the current floodplain fee schedule adopted by county commissioners' resolution, with separate fees for residential, commercial and limited-office-review residential permits, appeals and variances, and correction of violations. Engineering review time is billed at actual staff time, and the director can require a bond. The fee section carries an amendment by Res. No. 2026-0027 dated 1-13-2026 (SCC 3.20.710). Once a permit is granted, the build must meet the chapter's standards, such as a residential lowest floor at least one foot above base flood elevation (SCC 3.20.610(a)).

Violations & Fines

Violating SCC 3.20.300, a stop work order issued under SCC 3.20.730, or any condition of a floodplain development permit is a misdemeanor under SCC 3.20.720, punishable by up to ninety days in the county jail, a fine of up to one thousand dollars fixed by the court, or both. The county engineer/public works director can order work stopped by written notice to the owner of record, the taxpayer or the persons causing the violation. The notice must describe the violation, state the action required and cite the penalty. The director is authorized to enter property to enforce the chapter, within legal right of entry requirements (SCC 3.20.340(h)).

Frequently Asked Questions

Do I need a floodplain permit if only part of my Spokane County parcel is in the flood zone?
Yes. SCC 3.20.300 applies to any property all or a portion of which is located in an area of special flood hazard. A parcel that merely touches the mapped boundary still needs the floodplain development permit before any structure, manufactured home, works or fill is built or placed on it. The county engineer/public works director interprets exact boundaries where a map and field conditions conflict (SCC 3.20.340(f)).
Can I get a Spokane County building permit before the floodplain permit?
No. SCC 3.20.350(a) bars the building and planning department's building director from issuing a building permit until the county engineer/public works director has approved the floodplain development permit, when one is required under SCC 3.20.300. Start with the floodplain application so the building review is not held up waiting on elevation and floodproofing paperwork.
What must a floodplain permit application include?
Under SCC 3.20.310 you submit scaled plans in multiple copies showing structures, fill, stored materials and drainage, plus the lowest-floor elevation on a current elevation certificate from a Washington-licensed surveyor and any floodproofing elevation. A licensed civil engineer or architect certifies anchoring, materials and floodproofing methods, and you describe any watercourse alteration.
How do I appeal a floodplain permit decision in Spokane County?
Only a person aggrieved by a county engineer/public works director determination can appeal, in writing and with the appeal fee, within fourteen days of the decision (SCC 3.20.420). The hearing examiner holds a public hearing with at least fifteen days' notice and issues a written decision with findings of fact and conclusions of law, sent by certified mail to the appellant and applicant.
What does the Spokane County floodplain permit cost?
SCC 3.20.710 does not print a dollar amount. It authorizes fees under the current floodplain fee schedule set by county commissioners' resolution, covering residential and commercial permits, limited office review, appeals and variances, and correction of violations. Engineering review is billed at actual staff time, and the director can require a bond in the amount the schedule specifies.

Sources & Official References

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