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Tippecanoe County, IN Environmental Rules: Flood Zones (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Tippecanoe County, IN, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Regulated zone
Zone A, Flood Hazard Boundary Map
Permit required for
Structures, land changes, mobile homes
Responsible person
Board of Commissioners
Federal cross-check
Clean Water Act §404 approvals
Max penalty (general, §10.99)
$2,500 per violation

Summary

Tippecanoe County requires a separate permit for every building, mobile home, or man-made change to land within its flood plain control regulations under § 153.04. Chapter 153 covers Zone A on the county's Flood Hazard Boundary Map, and the Board of Commissioners acts as the responsible person reviewing every application.

These county ordinances apply to unincorporated areas of Tippecanoe County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

(A) No person shall erect, construct, enlarge, alter, repair, improve, move, or demolish any building or structure without first obtaining a separate permit for each building or structure from the designated responsible person.

(B) No man-made changes to improved or unimproved real estate, including but not limited to buildings or other structures, mining, dredging, filling, grading, paving, excavation or drilling operations, shall be commenced until a separate permit has been obtained from the designated responsible person for each change.

(C) No mobile home shall be placed on improved or unimproved real estate without first obtaining a separate permit for each mobile home from the designated responsible person.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: 2025 S-17: Supplement contains: Local legislation current through Ord. 2025-25-CM, passed 8-1-25; and State legislation current through 2025 Acts, Pamphlet No. 3).

Full Breakdown

01 and to keep the county eligible for the National Flood Insurance Program. 03 adopts the Flood Hazard Boundary Map issued by the Federal Insurance Administration as the official map, and Zone A on that map marks where the chapter's requirements apply. 04 bars erecting, constructing, enlarging, altering, repairing, improving, moving, or demolishing any building or structure without a separate permit for each structure, bars any man-made change to real estate, including mining, dredging, filling, grading, paving, excavation, or drilling, without a separate permit for each change, and bars placing any mobile home without a separate permit for each home.

05 makes the Board of Commissioners the 'responsible person' who receives applications, reviews plans, and can require additional measures to meet the chapter's minimum standards, and who must confirm any other required state or federal approvals, including Clean Water Act Section 404 permits, are in hand. 05(D), any proposed building site in a flood-prone area must be designed and anchored to prevent flotation, collapse, or lateral movement, built with flood-resistant materials and utility equipment, and constructed using methods that minimize flood damage. 06 extends the same flood-resistance review to new and replacement water supply and sanitary sewage systems.

Violations & Fines

Chapter 153 does not carry its own numbered penalty section, so an unpermitted development, mining operation, or mobile-home placement within Zone A falls back to the county's general penalty at § 10.99: a fine of up to $2,500 upon conviction, with each day the violation continues counted as a separate offense.

Frequently Asked Questions

Do I need a permit to build in a Tippecanoe County flood zone?
Yes. Section 153.04 requires a separate permit for every building or structure erected, altered, or demolished within Zone A of the county's Flood Hazard Boundary Map, and a separate permit for each man-made land change or mobile home placement.
Who reviews floodplain development applications in the county?
The Board of Commissioners, designated the 'responsible person' under § 153.05, receives applications, reviews plans and specifications, and can require additional measures before approving development in a flood-prone area.
What construction standards apply to flood-prone building sites?
Section 153.05(D) requires new construction and substantial improvements in a flood-prone area to be anchored against flotation, collapse, or lateral movement, built with flood-resistant materials and utilities, and constructed by methods that minimize flood damage.
What is the penalty for developing in the flood plain without a permit?
Chapter 153 has no dedicated penalty section, so violations default to the county's general penalty under § 10.99: a fine of up to $2,500, with each day the violation continues treated as a separate offense.

Sources & Official References

Other rules in Tippecanoe County

All Tippecanoe County rules

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