San Mateo, CA Fire Regulations: Wildfire Zones (2026)
Key Facts
- Fire Hazard Zones
- Western hillsides. Moderate to High
- Chapter 7A
- Ignition-resistant construction required
- Roofing
- Class A fire-rated required
- Eastern City
- Not in fire hazard zones
- Fire Dept
- SM Consolidated Fire
Summary
Portions of western San Mateo are mapped in CAL FIRE's Fire Hazard Severity Zones. New construction in these areas must meet Chapter 7A of the California Building Code for ignition-resistant construction. The San Mateo Consolidated Fire Department enforces fire hazard zone requirements.
What are Fire Hazard Severity Zones? The State Fire Marshal is mandated to classify lands within State Responsibility Areas into Fire Hazard Severity Zones (FHSZ). Fire Hazard Severity Zones fall into one of the following classifications: Moderate High Very High The California laws that require Fire Hazard Severity Zones include California Public Resources Code 4201-4204, California Code of Regulations Title 14, Section 1280 and California Government Code 51175-89.
Frequently Asked Questions FAQ Document (PDF) FAQ Document (PDF) (Spanish) Examples of FHSZ State Minimum Mitigation Requirements Explore Fire Hazard Severity Zones
The Fire Hazard Severity Zone (FHSZ) maps are developed using a science-based and field-tested model that assigns a hazard score based on the factors that influence fire likelihood and fire behavior. Many factors are considered such as fire history, existing and potential fuel (natural vegetation), predicted flame length, blowing embers, terrain, and typical fire weather for the area. There are three levels of hazard in the State Responsibility Areas: moderate, high, and very high. Fire Hazard Severity Zone maps evaluate “hazard,” not “risk”. They are like flood zone maps, where lands are described in terms of the probability level of a particular area being inundated by floodwaters, and not specifically prescriptive of impacts. “Hazard” is based on the physical conditions that create a likelihood and expected fire behavior over a 30 to 50-year period without considering mitigation measures such as home hardening, recent wildfire, or fuel reduction efforts. “Risk” is the potential damage a fire can do to the area under existing conditions, accounting for any modifications such as fuel reduction projects, defensible space, and ignition resistant building construction. Click here to enlarge the FHSZ viewer (mobile friendly) FHSZ Acres in SRA and LRA
Full Breakdown
The western hillside areas of San Mateo are mapped within CAL FIRE's Fire Hazard Severity Zones (Moderate to High severity). These areas adjoin open space and eucalyptus groves that present wildfire risk. Properties in these zones must comply with California Public Resources Code Section 4291 defensible space requirements and new construction must meet Chapter 7A of the California Building Code for ignition-resistant construction. Chapter 7A requirements include Class A fire-rated roofing, non-combustible exterior walls within specific zones, ember-resistant vents, tempered glass windows, and fire-resistant landscaping. The San Mateo Consolidated Fire Department reviews building plans for fire zone compliance and conducts ongoing inspections. The flat eastern portions of the city near the bay are not in fire hazard zones.
Violations & Fines
New construction not meeting Chapter 7A requirements will not receive building permits. Existing properties must maintain defensible space or face fines up to $500/day.
Frequently Asked Questions
Is my San Mateo property in a wildfire zone?
What building requirements apply in fire zones?
Do existing homes need to comply with Chapter 7A?
Sources & Official References
Other rules in San Mateo
California rules heatmap·Compare San Mateo to another location·View the California fire regulations overview
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Wildfire Zones in Nearby Cities
How other cities in San Mateo County handle wildfire zones.