Bellevue HOA Rules: Architectural Review Rules (2026)

Many Bellevue neighborhoods, including Somerset, Bridle Trails, and newer planned communities in BelRed, have architectural review committees (ARCs) that approve exterior changes. ARC authority comes from the recorded CC&Rs, not city code, and survives sale of property to new owners. Typical changes requiring ARC approval include paint colors, roofing replacement, fencing, landscaping over a threshold, sheds, ADUs, room additions, and solar arrays. Under WUCIOA (RCW 64.90.510), HOAs must act on architectural applications within a reasonable time (often 30 to 60 days) and must provide written reasons for denial. Washington law also prohibits HOAs from unreasonably restricting certain improvements, including solar panels (RCW 64.38.055), EV chargers, clotheslines in some cases, and xeriscaping or drought-tolerant landscaping. Even with ARC approval, owners must still obtain Bellevue building, electrical, and mechanical permits where applicable. Conversely, a city permit does not override CC&R requirements. Disputes with an ARC typically go through internal appeal, mediation per WUCIOA, or superior court action. Keeping written records and approvals is critical for resale.