Sumner County, TN HOA Rules: Assessment & Dues (2026)

Section 806(A)(6) of the Sumner County Zoning Resolution makes each individual lot financially responsible on a pro-rata basis for maintaining the open space or common areas, any recreational or other amenities, and all stormwater infrastructure, funded through the association's pro-rata assessments; if the association ceases to exist for any reason, that same pro-rata funding obligation passes directly to the individual lot owners. Section 806(D) reinforces this by pro-rating maintenance responsibility by the number of lots in the subdivision if the association dissolves, and, as a last resort, lets the County step in after notice to bring the open space into compliance and place a lien on every lot owner for their pro-rata share of the cost plus administrative fees.

Section 806(F) separately addresses tax assessments on the common areas themselves: if the association fails to pay any taxes assessed against the common areas, those taxes attach to each lot in the subdivision on a pro-rata basis calculated by the number of lots, meaning individual owners can end up directly liable for the association's unpaid common-area tax bill. Together these provisions mean a lot owner's assessment exposure in a Sumner County subdivision is not capped at whatever the association's declaration sets: it extends to court-ordered pro-rata shares of County enforcement costs and unpaid common-area property taxes whenever the association's own funding mechanism breaks down.