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Monroe Township (Gloucester County), NJ HOA Rules: Assessment & Dues (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified October 2026

Key Facts

Required for
Multifamily developments or developments of 100 dwellings or more
Membership
Mandatory for all property owners in the project
Assessment
Can become a lien on each member's property
New owners
Association fees are not retroactive to a new owner
Developer duty
Pays regular fees on undeveloped or unsold lots
Township cost recovery
Assessed pro rata by assessed value and added to taxes

Summary

In Monroe Township, Gloucester County, New Jersey, § 175-113 requires every property owner in a project to belong to the homeowners' association, and the assessment it levies can become a lien on the member's property. Fees are not retroactive to a new owner, and developers pay fees on unsold lots.

(1) Membership by all property owners in the project shall be mandatory. Required membership and the responsibilities upon the members shall be in writing between the organization and each member in the form of a covenant, with each agreeing to liability for his pro-rata share of the organization's cost. ... (3) The assessment levied by the organization upon each member may become a lien on each member's property. The organization shall be allowed to adjust the assessment to meet changing needs. ... In instances when a property within a development is sold within an homeowner association's fiscal year, the homeowners' association shall claim all unfulfilled responsibility prior to settlement. Homeowners' association fees shall not be retroactive to a new owner entering a homeowners' association. ... F. Developer 's responsibilities. (1) The developer shall be responsible for and tender regular payments to the homeowners' association for all regular and customary homeowners' association fees for undeveloped and/or unsold lots within the development until such responsibility is transferred to another owner, who shall then assume said responsibility.

Full Breakdown

Section 175-113(A) requires a homeowners' association for a multifamily development or a development of 100 dwellings or more, formed to own and maintain common open space and common property. Membership by all property owners in the project is mandatory, and the responsibilities of members are put in writing as a covenant in which each member agrees to liability for a pro-rata share of the organization's cost (Subsection E(1)).

On assessments, Subsection E(3) states that the assessment levied by the organization upon each member can become a lien on each member's property, and the organization is allowed to adjust the assessment to meet changing needs. The bylaws have to describe the rights and obligations of each tenant and owner, and the annual financial statement has to include detail of revenue and expenditure line items (Subsection E(4)).

Sales and developers get specific rules. When a property is sold within the association's fiscal year, the association claims all unfulfilled responsibility prior to settlement, and association fees shall not be retroactive to a new owner entering the association (Subsection E(6)). Under Subsection F(1), the developer pays regular and customary association fees for undeveloped and unsold lots until another owner assumes that responsibility. Under Subsection F(2), the developer gives the Township a detailed accounting of the association's calculated operational costs and resulting fees as supporting documentation to the developer's agreement.

Smaller developments have a fallback. Subsection C requires a basin maintenance fee under § 175-140 F(8)(b) when a development lacks enough members to form an association. If the Township has to maintain neglected common property, Subsection E(6) assesses the cost pro rata against the properties with a right of enjoyment, by assessed value, added to the taxes with interest.

Violations & Fines

If an association fails to maintain common open space, the Township can serve written notice demanding a cure within 35 days and set a hearing within 15 days, with any extension not exceeding 65 days. After that, the Township can maintain the land for one year. Its cost is assessed pro rata against the development's properties and collected with interest in the same manner as other taxes.

Frequently Asked Questions

Can a homeowners' association in Monroe Township put a lien on my home?
Section 175-113(E)(3) states that the assessment levied by the organization upon each member can become a lien on each member's property. The same subsection allows the organization to adjust the assessment to meet changing needs, and members agree to a pro-rata share of costs in a written covenant.
Do I owe the previous owner's association fees when I buy?
No. Under § 175-113(E)(6), when a property is sold within the association's fiscal year the association claims all unfulfilled responsibility prior to settlement, and association fees shall not be retroactive to a new owner entering the association.
Who pays association fees on lots a builder has not sold?
The developer does. Section 175-113(F)(1) makes the developer responsible for regular payments of all regular and customary association fees for undeveloped and unsold lots until that responsibility is transferred to another owner, who then assumes it.
Is membership in the association optional?
No. Section 175-113(E)(1) makes membership by all property owners in the project mandatory, and requires the membership and member responsibilities to be in writing between the organization and each member in the form of a covenant.

Sources & Official References

Other rules in Monroe Township (Gloucester County)

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