Navajo County, AZ HOA Rules: CC&R Enforcement (2026)

Navajo County's Board of Supervisors adopted the county's Zoning Ordinance to govern the unincorporated, non-reservation parts of the county, from Heber-Overgaard and the Rim country to Joseph City and Sun Valley; the Navajo Nation, Hopi Reservation, and Fort Apache/White Mountain Apache Reservation are separate sovereigns, and Holbrook, Winslow, Show Low, Snowflake, Taylor, and Pinetop-Lakeside zone themselves. Article 15 regulates the temporary placement of recreational vehicles outside an approved RV park, and Section 1502, General Provisions, item 5, draws a sharp line between the county's own zoning rules and a subdivision's private CC&Rs or deed restrictions: the ordinance discourages RV placement that violates those documents, but says flatly that enforcing them is not Navajo County's responsibility.

That means the Community Development Director, the county's Code Enforcement Officers, and the Planning and Zoning Commission have no role in a dispute over whether an RV, a fence, a paint color, or any other feature violates a homeowners association's recorded covenants; the CC&Rs remain a private contract between the lot owners inside that subdivision, enforceable, if at all, only by the HOA or a neighboring owner filing a civil action. The county's own zoning authority under this same section is limited to items it actually wrote into the ordinance: the RV setback of an extra ten feet beyond the district's normal setback, the ban on permanent RV placement or use as a rental, and the Seasonal and Temporary RV Permit fee schedules set by the Board of Supervisors.

A property owner who wants an HOA rule enforced cannot substitute a call to county code enforcement for a lawsuit or an HOA hearing; conversely, a homeowner cited by the county for an actual zoning violation cannot point to a lenient HOA as a defense.