HOA Rules in Arizona (2026)
20 rules on the books across Arizona, 11 cities and counties. Select a rule to read the full details.
Severity: Few Restrictions · Light Restrictions · Some Restrictions · Significant Restrictions · Heavy Restrictions
Board Procedures
Rules governing HOA board meetings, elections, transparency requirements, and voting procedures for homeowners.
Arizona: statewide
StatewideHeavy RestrictionsArizona heavily regulates HOA governance: A.R.S. § 33-1804 requires open board and member meetings (with limited…
Read full rule →Chandler
Light RestrictionsChandler's subdivision code requires every Homeowners' Association tied to a development approval to be formed before…
Read full rule →Architectural Review
Standards and approval processes for exterior modifications including paint colors, additions, fencing, landscaping changes, and solar panel installation.
Assessment & Dues
Rules about regular assessments, special assessments, collection procedures, late fees, and what happens when homeowners fall behind on dues.
CC&R Enforcement
How covenants, conditions, and restrictions are enforced, including violation notices, fines, lien authority, and legal remedies available to HOAs and homeowners.
Arizona: statewide
StatewideHeavy RestrictionsArizona HOAs enforce CC&Rs, design rules, and bylaws, but A.R.S. § 33-1803 channels enforcement through a detailed…
Read full rule →Surprise
Significant RestrictionsCity Code § 58-595 voids any HOA covenant, deed clause, or private agreement that blocks a homeowner from installing…
Read full rule →Goodyear
Some RestrictionsUnder Goodyear's Zoning Ordinance, every subdivision must form a Property Owners' Association and board of directors to…
Read full rule →Lake Havasu City
Some RestrictionsLake Havasu City's subdivision code requires every qualifying subdivision's property owners' association to record…
Read full rule →Casa Grande
Light RestrictionsThe City of Casa Grande does not enforce homeowners association CC&Rs. Casa Grande Municipal Code § 16.04.070(C) states…
Read full rule →Glendale
Light RestrictionsGlendale does not police private CC&Rs citywide, but inside a Senior Citizen Overlay zoning district the City will only…
Read full rule →Avondale
Few RestrictionsAvondale's Property Maintenance Ordinance expressly disclaims any intent to override private deed restrictions: City…
Read full rule →Chandler
Few RestrictionsChandler City Code § 40-5 states flatly that City Hall will not enforce a subdivision's CC&Rs: that's the Homeowners'…
Read full rule →Flagstaff
Few RestrictionsThe Flagstaff Zoning Code's non-transect zone standards in Division 10-40.30 apply on top of, not instead of, any…
Read full rule →Navajo County
Few RestrictionsIn unincorporated Navajo County, Arizona (outside tribal land and the six incorporated towns), the zoning ordinance…
Read full rule →Peoria
Few RestrictionsPeoria's zoning code does not enforce or override the CC&Rs, easements, or deed restrictions of a homeowners…
Read full rule →HOA Fines & Enforcement
Statutory caps on HOA fine amounts, notice-and-hearing requirements before fines can be assessed, and how unpaid fines become liens against the property.
Lien & Foreclosure Limits
What an association must clear before it can foreclose on a home for unpaid assessments: minimum debt thresholds, waiting periods, mandatory notice and payment-plan offers, and the states that bar foreclosure where the debt is fines and late fees rather than assessments.
Flag Display Rights
When an association may restrict flags on a lot and when it may not, the federal floor protecting the American flag, and state statutes extending that protection to state, military, and first-responder flags, along with the pole height and placement conditions a board can still impose.
Drought Landscaping Rights
Laws barring an association from requiring live turf or fining a homeowner for a brown lawn during declared drought or water restrictions, and the water-efficient and native landscaping a covenant may not prohibit outright.
Rental Restriction Limits
How far an association may go in banning or capping leasing, grandfathering for owners who already rent, minimum-lease-term and cap-percentage rules, and the member vote thresholds required before a rental amendment binds existing owners.