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Lake Havasu City, AZ HOA Rules: CC&R Enforcement (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

CC&R recording
Compulsory at final plat, § 13.24.100(A)
City backstop
City may enforce and bill for maintenance
Cost recovery
City recovers all costs incurred, § 13.24.100(B)(6)
Accessway upkeep
HOA maintains private accessways lacking utility upkeep
Emergency access
Emergency personnel may enter to abate nuisance

Summary

Lake Havasu City's subdivision code requires every qualifying subdivision's property owners' association to record CC&Rs, articles of incorporation and by-laws, and it goes further: if the association ever fails to maintain common facilities, § 13.24.100(B)(6) lets the city step in, perform the maintenance itself, and recover every dollar it spends from the association.

A. A property owners’ association that is compulsory and nonrevocable shall be established by recordation of the following, at the same time the final plat is recorded ... ... B. Included in the recorded documents specified in subsection A of this section shall be provisions for at least, but not limited to, the following: ... ... 6. The city shall have the power to enforce the maintenance provisions of the property owners’ association if the property owners’ association fails to do so, and shall have the right to recover all costs incurred by the city.

Full Breakdown

Section 13.24.100 of the Lake Havasu City Code sits in Chapter 13.24, the subdivision title's provisions for private accessways and common-interest development. Subsection A makes a property owners' association compulsory and nonrevocable for qualifying subdivisions, requiring articles of incorporation, a declaration of covenants, conditions and restrictions, and by-laws covering maintenance of common open space to be recorded at the same time as the final plat. Subsection B lists what those recorded documents must contain at minimum: any amendment must be sent to the Department before it takes effect; improvements approved by the city must be maintained for the condominium's life; the association is responsible for maintaining facilities in private vehicular accessways whenever a public utility agency does not maintain them; emergency personnel may enter the property to abate a nuisance or respond to an emergency; and no owner can escape a prorated share of common-area expenses by renouncing rights in the common area.

The operative backstop is paragraph 6: the city itself has the power to enforce the association's maintenance provisions if the association fails to do so, and it can recover all costs it incurs doing that work. That gives Lake Havasu City a direct code-enforcement remedy against a defunct or noncompliant HOA rather than leaving neighbors to sue under the CC&Rs alone, though the section still treats the CC&Rs themselves as privately recorded, privately enforceable documents in the first instance.

Violations & Fines

An association that lets common facilities lapse risks the city performing the maintenance itself and billing the association for every cost incurred under § 13.24.100(B)(6). Separately, an owner or association ignoring a Development Services notice on a maintenance deficiency can be cited under the general Code Compliance chapter, § 1.12.040, for a civil fine of $200 to $2,500 per day.

Frequently Asked Questions

Does Lake Havasu City enforce my HOA's CC&Rs directly?
Only as a backstop. Section 13.24.100(B)(6) of the Lake Havasu City Code lets the city enforce an association's maintenance provisions and recover its costs if the association itself fails to maintain common facilities, but the CC&Rs remain a privately recorded, primarily privately enforced document otherwise.
Can an HOA member avoid paying common-area assessments?
No. Section 13.24.100(B)(5) bars an individual owner from avoiding liability for a prorated share of common-area expenses by renouncing rights in the common area, except as otherwise provided by law, so the recorded CC&Rs must carry that restriction for the association to be approved.
Who maintains private streets and accessways inside a subdivision?
The property owners' association is responsible for maintaining facilities in private vehicular accessways whenever a public utility agency does not maintain them, under § 13.24.100(B)(3). If the association fails, the city can step in under paragraph 6 and recover its costs from the association.

Sources & Official References

Other rules in Lake Havasu City

All Lake Havasu City rules

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