Rock Island County, IL HOA Rules: Board Governance (2026)

Rock Island County's stormwater management chapter, Chapter 152, ties homeowners association governance to the county's detention-basin permitting process rather than regulating existing HOAs directly. 272, once a subdivision plat shows a constructed "Detention Basin" outlot, the developer must deed that outlot to a homeowners association once 75% of the subdivision's lots have sold, and must record a Declaration of Restrictive and Protective Covenants establishing that association. Article I of the model declaration defines the "Association" as an Illinois non-profit corporation and the "Properties" as the platted lots; Article II sets membership automatically: any record owner of a fee interest in an assessed lot, including a contract seller, becomes a member, with no more than one membership per owner and no separation of membership from lot title.

Article V's general provisions bind the covenant to the land for 21 years from recording, renewing automatically for successive 10-year terms unless amended; amendment during the first 21-year term requires signatures from at least 75% of lot owners, dropping to 65% after that term, and no amendment takes effect until a certified copy of the authorizing resolution and the amendment itself are recorded with the Rock Island County Recorder. Article V also lets the Association or any individual owner sue in law or equity to enforce the covenants, and lets a court's invalidation of one covenant stand without voiding the rest.

This governance structure exists to guarantee long-term maintenance funding for the county-mandated detention basin, so it applies to subdivisions built with such basins, not to homeowners associations generally.