HOA Rules in Illinois (2026)
47 rules on the books across Illinois, 15 cities and counties. Select a rule to read the full details.
Severity: Few Restrictions · Light Restrictions · Some Restrictions · Significant Restrictions · Heavy Restrictions
Board Procedures
Rules governing HOA board meetings, elections, transparency requirements, and voting procedures for homeowners.
Illinois: statewide
StatewideSome RestrictionsIllinois gives association members open meetings and a records right, but the deadlines and the cost rules differ…
Read full rule →Cicero
Some RestrictionsCicero's condominium ordinance forces the declarant to hand control to an elected board of managers within 30 days…
Read full rule →Des Plaines
Some RestrictionsHOA boards in Des Plaines must follow Illinois Condominium Property Act (765 ILCS 605) for condos or the Common…
Read full rule →Evanston
Some RestrictionsEvanston requires condo boards to keep meeting minutes for seven years, retain ballots and proxies for a year, and hand…
Read full rule →Oak Lawn
Some RestrictionsHOAs in Oak Lawn are governed by the Illinois Common Interest Community Association Act (765 ILCS 160) and the…
Read full rule →Rock Island County
Some RestrictionsRock Island County Code § 152.272 sets the notice and quorum rules the Board of Directors of a subdivision's required…
Read full rule →Schaumburg
Some RestrictionsSchaumburg's Condominium Ordinance sets the mechanics for handing a project from its developer to homeowners. Control…
Read full rule →Skokie
Some RestrictionsHOA and condominium boards in Skokie operate under Illinois state law: primarily the Condominium Property Act (765 ILCS…
Read full rule →Architectural Review
Standards and approval processes for exterior modifications including paint colors, additions, fencing, landscaping changes, and solar panel installation.
Assessment & Dues
Rules about regular assessments, special assessments, collection procedures, late fees, and what happens when homeowners fall behind on dues.
Illinois: statewide
StatewideSome RestrictionsThe Common Interest Community Association Act (765 ILCS 160) governs Illinois HOA budgets and assessments but, unlike…
Read full rule →Orland Park
Heavy RestrictionsOrland Park HOAs may levy regular and special assessments under their declarations and Illinois statute. Unpaid…
Read full rule →Cicero
Some RestrictionsCicero's condominium ordinance requires the declarant to keep paying regular association assessments on any units it…
Read full rule →Des Plaines
Some RestrictionsHOA and condo assessments in Des Plaines are governed by Illinois state law, which authorizes regular and special…
Read full rule →Oak Lawn
Some RestrictionsHOA assessments in Oak Lawn are governed by Illinois state law and the association's declaration. Boards must approve…
Read full rule →Rock Island County
Some RestrictionsUnder Rock Island County Code § 152.272, the homeowners association formed for a subdivision's stormwater detention…
Read full rule →Sangamon County
Some RestrictionsSangamon County's subdivision code requires new-subdivision HOAs to assess each lot owner a pro-rated share of…
Read full rule →Schaumburg
Some RestrictionsSchaumburg's Condominium Ordinance makes clear that a developer who still owns units pays the same assessments as…
Read full rule →Skokie
Some RestrictionsHOA and condo assessments in Skokie are governed by association bylaws and Illinois state law. Special assessments…
Read full rule →Evanston
Light RestrictionsEvanston's condominium ordinance makes the developer pay regular assessments on every unit it still owns, just like any…
Read full rule →Dispute Resolution
Processes for resolving conflicts between homeowners and the HOA board, including mediation requirements, hearing procedures, and state oversight.
Cicero
Some RestrictionsThe town president or a designee investigates condominium complaints under section 22-541 and can pursue conciliation…
Read full rule →Des Plaines
Some RestrictionsHOA disputes in Des Plaines are resolved through internal association procedures, mediation, or Cook County Circuit…
Read full rule →Evanston
Some RestrictionsThe City Manager investigates complaints and can conciliate, secure a written assurance of discontinuance, or seek an…
Read full rule →Orland Park
Some RestrictionsHOA disputes in Orland Park are resolved first through internal grievance procedures, then through mediation…
Read full rule →Schaumburg
Some RestrictionsSchaumburg routes condominium disputes through the village manager's office before anyone sees a courtroom. Section…
Read full rule →Skokie
Some RestrictionsHOA disputes in Skokie are resolved through internal association procedures, alternative dispute resolution, or Cook…
Read full rule →CC&R Enforcement
How covenants, conditions, and restrictions are enforced, including violation notices, fines, lien authority, and legal remedies available to HOAs and homeowners.
Illinois: statewide
StatewideSome RestrictionsIllinois HOAs enforce their declaration, bylaws, and rules under the Common Interest Community Association Act. Rule…
Read full rule →Chicago
Some RestrictionsChicago's home-occupation ordinance sets a floor, not a ceiling: condo associations, co-op boards, and landlords can…
Read full rule →Cicero
Some RestrictionsCicero's condominium ordinance splits enforcement in two: the town polices its own building, zoning and housing codes…
Read full rule →Des Plaines
Some RestrictionsDes Plaines HOAs and condo associations enforce their declarations and rules through fines, suspension of privileges…
Read full rule →Naperville
Some RestrictionsIn Naperville age-restricted subdivisions, the homeowners association bears primary duty to enforce age covenants; the…
Read full rule →Oak Lawn
Some RestrictionsCC&R enforcement in Oak Lawn is a private matter governed by association declarations and Illinois state law. Boards…
Read full rule →Skokie
Some RestrictionsHOA covenants, conditions, and restrictions (CC&Rs) in Skokie are private contracts enforced by the association. The…
Read full rule →DuPage County
Light RestrictionsDuPage County's zoning ordinance doesn't cancel out your subdivision's recorded covenants, but the County won't enforce…
Read full rule →Winnebago County
Few RestrictionsWinnebago County's zoning ordinance expressly refuses to enforce private HOA covenants, easements, or agreements…
Read full rule →HOA Disputes
Internal dispute-resolution processes required by statute, ombuds programs, and when a homeowner can sue the board directly without exhausting internal remedies.
HOA Fines & Enforcement
Statutory caps on HOA fine amounts, notice-and-hearing requirements before fines can be assessed, and how unpaid fines become liens against the property.
Lien & Foreclosure Limits
What an association must clear before it can foreclose on a home for unpaid assessments: minimum debt thresholds, waiting periods, mandatory notice and payment-plan offers, and the states that bar foreclosure where the debt is fines and late fees rather than assessments.
Board Governance
Governance structure of the HOA (board composition, term lengths, election procedures), open-meeting requirements, and member voting rights under state statutes.
Evanston
Some RestrictionsEvanston's condominium ordinance forces the developer to hand control to an elected board of unit owners within 30 days…
Read full rule →Kendall County
Some RestrictionsIn unincorporated Kendall County, County Code Section 16-208 governs any homeowners association that accepts…
Read full rule →Rock Island County
Some RestrictionsRock Island County's stormwater management chapter requires developers of subdivisions with a detention basin to record…
Read full rule →Sangamon County
Some RestrictionsSangamon County requires subdividers with private common features to form an incorporated homeowners association, and…
Read full rule →Schaumburg
Some RestrictionsEvery residential and mixed-use planned unit development in Schaumburg must file homeowners' association documents…
Read full rule →Will County
Some RestrictionsBefore Will County will record a final subdivision plat, any property owners association taking over streets, drainage…
Read full rule →Flag Display Rights
When an association may restrict flags on a lot and when it may not, the federal floor protecting the American flag, and state statutes extending that protection to state, military, and first-responder flags, along with the pole height and placement conditions a board can still impose.
EV Charger Rights
Statutory rights to install an electric vehicle charging station in a deeded or exclusive-use parking space, the approval conditions an association may still attach, and who carries the insurance, electricity cost, maintenance, and removal obligation.
Drought Landscaping Rights
Laws barring an association from requiring live turf or fining a homeowner for a brown lawn during declared drought or water restrictions, and the water-efficient and native landscaping a covenant may not prohibit outright.
Rental Restriction Limits
How far an association may go in banning or capping leasing, grandfathering for owners who already rent, minimum-lease-term and cap-percentage rules, and the member vote thresholds required before a rental amendment binds existing owners.