Jefferson County, MO Home Business: Zoning & Home Occupation Permits (2026)
Key Facts
- Floor area cap
- 33% of dwelling's gross floor area
- Employee limit
- Residents plus 1 outside worker
- Vehicle limit
- 2 commercial single-axle vehicles, 1-ton max
- Approval authority
- County Planning Director
- Appeal window
- 14 days to Planning & Zoning Commission
- Governing section
- UDO Section 400.2890
Summary
Jefferson County lets residents run a home occupation under UDO Section 400.2890, but caps it at 33% of the dwelling's floor area, one non-resident employee, and no outside appearance change or storage. The Planning Director approves each application, and a denial can be appealed to the Planning and Zoning Commission within 14 days.
Home occupations shall be permitted as an accessory use in residential dwellings and accessory structures conforming to this UDO in any district, subject to the following provisions... The home occupation must be clearly incidental and secondary to the primary residential use of the dwelling... No persons other than self or family members residing on the premises, plus one (1) additional person not residing on the premises, shall be employed or involved in any business activity related to the home occupation on the premises... No more than thirty-three percent (33%) of the gross floor area of the dwelling unit shall be used for the operation of the home occupation inside the residential dwelling or accessory structure... Home occupations shall be approved by the Director upon his/her determination that the requirements of this UDO can be satisfied.
Full Breakdown
2890 of the UDO keeps it subordinate to the residential use of the property. The home occupation must stay clearly incidental and secondary to the dwelling, cannot change the home's outside appearance, and is capped at 33% of the dwelling unit's gross floor area. Staffing is limited to the resident and family members living on site, plus one additional worker who does not live there. Deliveries can't require anything larger than parcel-post or similar parcel-service vehicles, and the business cannot generate noise, vibration, smoke, odor, heat, glare, electrical interference or a nuisance beyond what a normal residence produces.
No outside storage related to the business is allowed, and the lot cannot host more than two private commercial single-axle vehicles rated at one ton or less. The Director of Planning approves or denies each home occupation based on whether these standards, plus the underlying zoning district's requirements, are satisfied; a written denial can be appealed to the Planning and Zoning Commission within 14 days of the letter. Home occupations must also carry any required County, State or federal licenses, and operators are encouraged, though not required, to notify their homeowners' association before starting.
Subsection B bars any home occupation not specifically listed as permitted in Table 5-1 of Article V, so not every home-based business qualifies, regardless of how small it is.
Violations & Fines
Operating a home business that exceeds the 33% floor-area cap, adds unauthorized outside storage, or was never approved by the Director is a UDO violation under Section 400.140, enforced by County Code Enforcement. A written correction order is issued first; continuing to violate is a misdemeanor punishable by up to a $1,000 fine, up to one year in jail, or both, with each day a separate offense.
Frequently Asked Questions
Do I need a permit to run a business from my Jefferson County home?
How much of my house can I use for a home business?
Can I hire employees for my home-based business?
Sources & Official References
Other rules in Jefferson County
How Jefferson County compares: Easiest Cities to Run a Home Business·Compare Jefferson County to another location·View the Missouri home business overview
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