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Jefferson County, MO Home Business: Zoning & Home Occupation Permits (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified August 2026

Key Facts

Floor area cap
33% of dwelling's gross floor area
Employee limit
Residents plus 1 outside worker
Vehicle limit
2 commercial single-axle vehicles, 1-ton max
Approval authority
County Planning Director
Appeal window
14 days to Planning & Zoning Commission
Governing section
UDO Section 400.2890

Summary

Jefferson County lets residents run a home occupation under UDO Section 400.2890, but caps it at 33% of the dwelling's floor area, one non-resident employee, and no outside appearance change or storage. The Planning Director approves each application, and a denial can be appealed to the Planning and Zoning Commission within 14 days.

These county ordinances apply to unincorporated areas of Jefferson County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

Home occupations shall be permitted as an accessory use in residential dwellings and accessory structures conforming to this UDO in any district, subject to the following provisions... The home occupation must be clearly incidental and secondary to the primary residential use of the dwelling... No persons other than self or family members residing on the premises, plus one (1) additional person not residing on the premises, shall be employed or involved in any business activity related to the home occupation on the premises... No more than thirty-three percent (33%) of the gross floor area of the dwelling unit shall be used for the operation of the home occupation inside the residential dwelling or accessory structure... Home occupations shall be approved by the Director upon his/her determination that the requirements of this UDO can be satisfied.

Full Breakdown

2890 of the UDO keeps it subordinate to the residential use of the property. The home occupation must stay clearly incidental and secondary to the dwelling, cannot change the home's outside appearance, and is capped at 33% of the dwelling unit's gross floor area. Staffing is limited to the resident and family members living on site, plus one additional worker who does not live there. Deliveries can't require anything larger than parcel-post or similar parcel-service vehicles, and the business cannot generate noise, vibration, smoke, odor, heat, glare, electrical interference or a nuisance beyond what a normal residence produces.

No outside storage related to the business is allowed, and the lot cannot host more than two private commercial single-axle vehicles rated at one ton or less. The Director of Planning approves or denies each home occupation based on whether these standards, plus the underlying zoning district's requirements, are satisfied; a written denial can be appealed to the Planning and Zoning Commission within 14 days of the letter. Home occupations must also carry any required County, State or federal licenses, and operators are encouraged, though not required, to notify their homeowners' association before starting.

Subsection B bars any home occupation not specifically listed as permitted in Table 5-1 of Article V, so not every home-based business qualifies, regardless of how small it is.

Violations & Fines

Operating a home business that exceeds the 33% floor-area cap, adds unauthorized outside storage, or was never approved by the Director is a UDO violation under Section 400.140, enforced by County Code Enforcement. A written correction order is issued first; continuing to violate is a misdemeanor punishable by up to a $1,000 fine, up to one year in jail, or both, with each day a separate offense.

Frequently Asked Questions

Do I need a permit to run a business from my Jefferson County home?
Yes. The Director of Planning must approve every home occupation under Section 400.2890 before it starts, checking it against standards like the 33% floor-area cap, the one-employee limit, and the ban on outside storage. If the Director denies the application, the applicant can appeal in writing to the Planning and Zoning Commission within 14 days.
How much of my house can I use for a home business?
No more than 33% of the dwelling unit's gross floor area, whether the business operates inside the house or in an accessory structure. The home occupation must also stay clearly secondary to the residential use and cannot change the outside appearance of the dwelling, under Section 400.2890(A)(2)(a).
Can I hire employees for my home-based business?
Only one, at most. Section 400.2890 limits staffing to the resident, family members who live on the premises, and one additional person who does not live there. A business needing a larger workforce does not qualify as a permitted home occupation under the county's accessory-use standards.

Sources & Official References

Other rules in Jefferson County

All Jefferson County rules

How Jefferson County compares: Easiest Cities to Run a Home Business·Compare Jefferson County to another location·View the Missouri home business overview

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