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St. Louis County, MN Home Business: Zoning & Home Occupation Permits (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Employee cap
No more than 5 non-resident employees
Eligible districts
FAM, MU, SMU, COM, LSO, LCO only
Permit type
Performance standard permit required
Outside storage
Prohibited entirely
Neighbor notice
Adjoining owners notified; 14-day comment window

Summary

St. Louis County zones a home business as a commercial use tied to the owner's residence, capped at five employees who don't live there and required to stay compatible with the rural residential character around it. Section 6.20.B allows it only in the FAM, MU, SMU, COM, LSO and LCO districts, with a performance standard permit that bars outside storage and requires the operator to follow county and state waste rules.

These county ordinances apply to unincorporated areas of St. Louis County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

Section 6.20 Home Business Performance Standards "C" A. A commercial business use conducted on the same property on which the owner's home is situated which may employ no more than five persons who are not residents of the owner's home, which is a type or character consistent with rural residential lifestyle, and which is established and operated under such conditions that the use may not be a nuisance to or otherwise incompatible with the surrounding areas. B. Permit Required: Home businesses may be allowed in certain zone districts (FAM, MU, SMU, COM, LSO, and LCO) with a performance standard permit with the following standards: 1. There shall be no outside storage of material or equipment. 2. All waste shall be disposed of in accordance with county and state regulations.

Full Breakdown

20 of Zoning Ordinance 62 defines a home business as a commercial business use conducted on the same property on which the owner's home is situated which may employ no more than five persons who are not residents of the owner's home, must be consistent with rural residential lifestyle, and cannot become a nuisance to or otherwise incompatible with the surrounding areas. That definition, not a general home-occupation exemption, is what gates every home business in unincorporated St. Louis County. Subsection B limits where one can operate at all: only the FAM, MU, SMU, COM, LSO and LCO zone districts, and even there the owner needs a performance standard permit from the Planning and Zoning Department rather than an over-the-counter registration.

The permit carries six conditions. There can be no outside storage of material or equipment (item 1), and all waste generated by the business must be disposed of under county and state regulations (item 2). The Department must send notice to adjoining property owners to gauge whether the business fits the area, and comments received within 14 days can trigger additional standards or force the Director to bump the application up to a full conditional use permit (item 4). The local fire department gets separate notice if the business keeps hazardous, toxic or flammable material on site (item 5).

A home business exceeding the five-employee cap, sited outside the six listed districts, or found to be a nuisance loses its footing under this section entirely and would need conditional use approval, if any approval is available at all.

Violations & Fines

Running a home business in a zone district other than FAM, MU, SMU, COM, LSO or LCO, exceeding the five-employee limit, storing materials outside, or becoming a nuisance to neighbors violates Section 6.20 and is enforced under Section 8.2: the Director investigates, notifies the owner in writing, and allows 30 days to correct the problem or appeal before the county can revoke the permit or pursue a misdemeanor charge through the County Attorney.

Frequently Asked Questions

Can I run a home business anywhere in unincorporated St. Louis County?
No. Section 6.20.B limits home businesses to six zone districts: FAM, MU, SMU, COM, LSO and LCO. Even in those districts the operator needs a performance standard permit from the Planning and Zoning Department, not just a home occupation exemption.
How many employees can a St. Louis County home business have?
Up to five people who do not live in the owner's home. Section 6.20.A defines a home business as one employing no more than five persons who are not residents of the owner's home, and the use must stay consistent with the area's rural residential character.
Can I store business equipment outside at a home business?
No. Section 6.20.B.1 flatly states there shall be no outside storage of material or equipment for a permitted home business, and Section 6.20.B.2 requires all waste generated by the business to be disposed of under county and state regulations.

Sources & Official References

Other rules in St. Louis County

All St. Louis County rules

How St. Louis County compares: Easiest Cities to Run a Home Business·Compare St. Louis County to another location·View the Minnesota home business overview

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