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Clay County, FL Hurricane Preparedness: Flood Elevation (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Elevation standard
Base flood elevation plus 1 foot, or design flood elevation
Applies to
Lowest floors and below-grade basement floors
Exception
Non-below-grade enclosed areas follow R322.2.2
Excluded zone type
Coastal A Zones use a different standard
Adopting ordinance
Ord. No. 2014-4, effective Feb. 11, 2014

Summary

Clay County's local amendment to the Florida Building Code, Residential requires the lowest floor of any building in a flood hazard area outside a Coastal A Zone to sit at or above the base flood elevation plus one foot, or the design flood elevation, whichever is higher.

These county ordinances apply to unincorporated areas of Clay County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

R322.2.1 Elevation requirements. 1.Buildings and structures in flood hazard areas not designated as Coastal A Zones shall have the lowest floors elevated to or above the base flood elevation plus 1 foot or the design flood elevation, whichever is higher.2.Basement floors that are below grade on all sides shall be elevated to or above the base flood elevation plus 1 foot or the design flood elevation, whichever is higher. Exception: Enclosed areas below the design flood elevation, including basements whose floors are not below grade on all sides, shall meet the requirements of Section R322.2.2.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 86).

Full Breakdown

73(5), and was adopted by Ordinance No. 2014-4 on February 11, 2014. 1 requires that buildings and structures in flood hazard areas not designated as Coastal A Zones have their lowest floors elevated to or above the base flood elevation plus one foot, or the design flood elevation, whichever is higher. The same one-foot-above-freeboard standard applies to basement floors that are below grade on all sides. 1. This freeboard requirement works together with § 6-142's flood hazard variance provisions, which route any request to deviate from these elevation standards through the variance procedures of Article XIII of the Clay County Land Development Code, and with § 6-141's bar on using the affidavit-based permitting shortcut to sidestep flood load and flood-resistant construction requirements.

Builders and homeowners in Clay County's mapped flood zones, which include low-lying areas near the St. Johns and Black Creek river systems, must design the finished floor elevation to this local one-foot freeboard standard, not merely to the base flood elevation itself.

Violations & Fines

Constructing a building in a flood hazard area below the required elevation is enforced as a Florida Building Code violation under chapter 6, prosecuted as a second-degree misdemeanor under § 6-5 and punishable under F.S. § 775.082 or § 775.083. The building official may revoke or deny a certificate of occupancy under §§ 6-45 and 6-59 for a structure that fails to meet the elevation requirement of § 6-143.

Frequently Asked Questions

How high above base flood elevation must a new home be built in Clay County?
Section 6-143 requires the lowest floor of buildings in flood hazard areas outside Coastal A Zones to be elevated to or above the base flood elevation plus one foot, or the design flood elevation, whichever number is higher.
Does the one-foot freeboard rule apply to basements?
Yes, for basement floors that are below grade on all sides; they must also be elevated to or above the base flood elevation plus one foot or the design flood elevation. Enclosed areas whose floors are not below grade on all sides instead follow the separate requirements of Section R322.2.2.
Can I get a variance from Clay County's flood elevation requirement?
Variance requests for the elevation standards in Section R322 of the Florida Building Code, Residential, go through the procedures adopted in Article XIII of the Clay County Land Development Code, as directed by the county's local amendment at § 6-142.

Sources & Official References

Other rules in Clay County

All Clay County rules

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