Pitt County, NC Hurricane Preparedness: Flood Elevation (2026)
Key Facts
- Elevation standard
- Base Flood Elevation plus 2 ft freeboard
- Applies to
- New/substantially improved residential structures
- No-BFE minimum
- 2 ft above highest adjacent grade
- Variance route
- Section 18, insurance-cost notice required
- Penalty
- Up to $100 fine or 30 days jail
Summary
New homes and substantial remodels in a Pitt County flood zone must sit at or above the Regulatory Flood Protection Elevation, the base flood elevation plus two feet of freeboard, under Section 20 of the Flood Damage Prevention Ordinance. That two-foot cushion applies county-wide wherever FEMA has set a base flood elevation.
A. Residential Construction. New construction and substantial improvement of any residential structure (including manufactured homes) shall have the reference level, including basement, elevated no lower than the Regulatory Flood Protection Elevation, as defined in Section 5 of this Ordinance.
Full Breakdown
Section 20(A) of the Flood Damage Prevention Ordinance requires new construction and substantial improvement of any residential structure, including manufactured homes, to have its reference level, the top of the lowest floor, elevated no lower than the Regulatory Flood Protection Elevation (RFPE) defined in Section 5. The ordinance sets that RFPE at the FEMA Base Flood Elevation plus two feet of freeboard where a BFE has been determined, or at least two feet above the highest adjacent grade where no BFE exists, giving Pitt County builders a two-foot margin above the mapped 1-percent-annual-chance flood level.
Electrical, heating, ventilation, air-conditioning, plumbing, and other service equipment for a residential structure must also be elevated at or above the RFPE unless it is specifically designed and installed to resist flood damage while remaining below that level, with the installer required to document that flood-proofing. Section 20(B) sets a parallel but slightly different rule for commercial and other non-residential structures, allowing floodproofing to the RFPE as an alternative to elevation if a registered engineer or architect certifies the floodproofing meets the ordinance's watertight standard.
A property owner who wants to build below the RFPE must seek a variance under Section 18, and Section 18(G) requires written notice that construction below the BFE increases flood-insurance premiums by as much as $25 per $100 of coverage.
Violations & Fines
Building below the Regulatory Flood Protection Elevation without an approved variance violates Section 20 and is a Class 1 misdemeanor under Section 13 and N.C.G.S. 143-215.58: up to a $100 fine or 30 days in jail, with each day of noncompliance a separate offense, and Pitt County may still pursue other legal remedies to bring the structure into compliance.
Frequently Asked Questions
How high above flood level must a Pitt County home be built?
What if FEMA hasn't set a base flood elevation for my lot?
Can I get a variance to build below the required elevation?
Sources & Official References
Other rules in Pitt County
Compare Pitt County to another location·View the North Carolina hurricane preparedness overview
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