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Loveland, CO Landscaping Rules: Tree Removal & Heritage Trees (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified August 2026

Tree removal permit rules in Loveland, CO, sometimes called heritage tree, protected tree, or street tree ordinances, list which trees require a permit before you can cut them down.

Key Facts

Governs
significant trees on approved landscape plans
Removal grounds
9 listed criteria, City approval required
Survey required
certified arborist, landscape architect, or surveyor
Grading limit
no cut/fill over 4 inches in drip line
Replacement
required on-site if preservation infeasible
Penalty
fine and/or up to 1 year jail, § 18.18.03.02

Summary

In Loveland, Colorado, a significant tree shown on a City-approved landscape plan cannot be removed without City sign-off. The Unified Development Code lists nine specific grounds for approval, from disease and safety hazards to utility conflicts, and requires on-site replacement when preservation is not feasible.

No significant tree that is shown on an approved landscape plan shall be removed unless it meets one of the criteria below and its removal is approved by the City: 1. The tree is infected with an epidemic insect or disease where the recommended control is not applicable and removal is the recommended practice to prevent transmission. 2. The tree poses an extreme public nuisance because of its species, size, location, or condition. The nuisance could be caused by fruit or seed drop, harboring of insects, or excessive twig or limb breakage. 3. The tree poses a severe safety hazard that cannot be corrected by pruning, transplanting, or other treatments. ... 7. The tree is a prohibited species as verified by City inspection. 8. The tree is located within a utility corridor or easement, ditch easement, or ditch property, and interferes with the operation or maintenance of the utility or ditch.

Full Breakdown

Loveland's UDC treats trees identified on an approved landscape plan as protected once development review locks them in. 01 requires a tree survey by a certified arborist, registered landscape architect, or registered land surveyor before any new development with a required landscape plan that would impact a significant tree; the Director of Development Services may accept a partial survey or a tree inventory where significant trees sit only in designated open space. 02 sets the preservation policy: existing significant trees and vegetation must be preserved to the maximum extent feasible, and a protected significant tree cannot come down unless it meets one of nine listed criteria and the City approves the removal, including epidemic insect or disease infestation, an extreme public nuisance from fruit drop or insect harboring, a severe safety hazard, interference with a more desirable tree, low or negative aesthetic value, obstruction of a sight-distance triangle, prohibited-species status confirmed by City inspection, or conflict with a utility corridor, ditch easement, or ditch property.

Where preservation is infeasible because no reasonable alternative site design exists and on-site relocation will not let the tree survive, the tree must be replaced on-site under subsection C. 03 requires construction fencing or similar protection against mechanical injury, bars any cut or fill deeper than four inches within the drip line or root area without a qualified arborist's evaluation and City approval, prohibits impervious paving, storage of materials, or waste disposal within the larger of the dripline or critical root zone, and requires that zone to be barricaded before grading begins and to stay barricaded through construction. These standards run through Development Services as part of site plan review, not as a stand-alone homeowner permit process.

Violations & Fines

Removing a significant tree shown on an approved landscape plan without meeting one of the nine criteria and obtaining City approval violates UDC § 18.08.05.02. Cutting, filling deeper than four inches, paving, or storing materials within a protected tree's critical root zone or dripline, or grading without the required barricade, violates § 18.08.05.03. Under § 18.18.03.02, any person, firm, or corporation convicted of violating the UDC faces a fine up to the maximum set by the Loveland Municipal Code, up to one year of incarceration, or both, and the City may also seek injunctions or abatement under § 18.18.02.

Frequently Asked Questions

Can I remove a tree that was marked for preservation on my approved site plan in Loveland?
Only if it meets one of the nine criteria in UDC § 18.08.05.02, such as disease, a severe safety hazard, or a utility conflict, and the City approves the removal. Otherwise the tree stays and removing it is a code violation.
Does a diseased tree qualify for removal under Loveland's tree preservation rule?
Yes. Section 18.08.05.02.B.1 lists infection with an epidemic insect or disease, where the recommended control will not work and removal is the recommended practice, as a valid ground for City-approved removal of a protected tree.
What protects a preserved tree during construction in Loveland?
Section 18.08.05.03 requires construction fencing, bars cuts or fills over four inches within the drip line without an arborist's evaluation and City approval, and requires the critical root zone to be barricaded before and during grading.
Is a tree survey required before I can develop a Loveland lot with mature trees?
Yes, if a landscape plan is required and the project would impact a significant tree. Section 18.08.05.01 requires a survey by a certified arborist, registered landscape architect, or registered land surveyor, though the Director may accept a partial survey or inventory in some cases.

Sources & Official References

Other rules in Loveland

All Loveland rules

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Tree Removal & Heritage Trees in Nearby Cities

How other cities in Larimer County handle tree removal & heritage trees.

Fort Collins, CO
Significant Restrictions