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St. Joseph County, IN Rental Property Rules: Rental Registration (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

South Bend
Register by September 1
Fee cap
$5 per unit
Non-registration penalty
$300 per unit
Inspection
RSVP in South Bend
Unincorporated county
No registration

Summary

South Bend requires every non-occupant landlord to register rentals annually by September 1. Indiana Code 36-1-20-5 caps the fee at five dollars. Unincorporated St. Joseph County has no registration program.

These county ordinances apply to unincorporated areas of St. Joseph County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

A political subdivision may impose on an owner or landlord of a rental unit an annual registration fee of not more than five dollars ($5).

Full Breakdown

South Bend runs a Landlord Registration Program under City Code Chapter 6, Article 10: any owner of residential rental property they do not occupy must register with the city each year by September 1. State law caps the charge, IC 36-1-20-5(c) limits the annual registration fee to five dollars per rental unit, so South Bend's fee is $5 per owner, and failing to register draws a $300 civil penalty per unit. South Bend separately requires a safety inspection under its Rental Safety Verification Program. These survive Indiana's landlord-tenant preemption because IC 36-1-20 expressly authorizes registration. Unincorporated St. Joseph County and Mishawaka impose no such registry.

Violations & Fines

In South Bend, failing to register a rental by September 1 is a $300 civil penalty per rental unit or community. Renting an uninspected unit violates the Rental Safety Verification ordinance.

Frequently Asked Questions

Do I have to register my South Bend rental?
Yes. Every non-occupant landlord registers with the city annually by September 1. The fee is $5; missing it costs $300 per unit.
Does unincorporated St. Joseph County require registration?
No. Only South Bend runs a landlord registry. Mishawaka and the unincorporated county have no registration or licensing requirement for long-term rentals.

Sources & Official References

Other rules in St. Joseph County

All St. Joseph County rules

Compare St. Joseph County to another location·View the Indiana rental property rules overview

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