Anne Arundel County, MD Short-Term Rentals: Insurance Requirements (2026)
Key Facts
- Requirement
- Proof of insurance in application
- Registration fee
- $100 for 2 years
- Enforcing agency
- Dept. of Inspections and Permits
- First violation fine
- $500 (Class C offense)
Summary
Anne Arundel County requires short-term rental hosts to submit proof of insurance with their registration application to the Department, alongside safety certification and other required disclosures.
(b) Application. A host shall file an application for registration on a form provided by the Department and shall pay the applicable fee. The registration form shall include, at a minimum: ... (3) the host's proof of insurance for the short-term residential rental; and (4) the host's certification under oath that the short-term residential rental property meets the minimum safety criteria set forth in the registration form.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: 2026 S-93: County Code is current through May, 2026).
Full Breakdown
Before renting a dwelling unit to a transient guest, a host must register with the Department of Inspections and Permits. The registration application must include the host's proof of insurance for the short-term residential rental, along with the unit's address, bedroom and parking counts, and the host's sworn certification that the property meets minimum safety criteria. Registrations run for a two-year term and cost $100 to obtain or renew.
Violations & Fines
Operating without a valid registration, or filing an application without proof of insurance, is a Class C civil offense: $500 for a first violation, $1,000 for repeat violations, and possible denial, suspension, or revocation of the registration.
Frequently Asked Questions
Do I need insurance to run a short-term rental in Anne Arundel County?
Does this apply in Glen Burnie or Severna Park?
Sources & Official References
Other rules in Anne Arundel County
Compare Anne Arundel County to another location·View the Maryland short-term rentals overview
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