Jefferson Parish, LA Short-Term Rentals: Insurance Requirements (2026)
Key Facts
- Governing section
- JPCO Sec. 17.5-6(a)(2)d.6
- Minimum coverage
- $500,000 general liability
- Cancellation notice
- 10 days' notice to department required
- Cure window
- 7 of the 10 days to replace coverage
- Application fee
- $750 nonrefundable annual fee
Summary
Every Jefferson Parish short-term rental license application must include proof of at least $500,000.00 in general liability coverage. Sec. 17.5-6(a)(2)d.6 requires a current insurance certificate for the property, ten days' notice to the department before the policy lapses or is cancelled, and a written plan to prevent any future lapse after a second cancellation notice within twelve months.
6.Proof that the owner or operator has current, valid, general liability coverage of five hundred thousand dollars ($500,000.00) or more, verified with a current insurance certificate, for the proposed short-term rental property and shall adhere to the following expiration terms:i.The insurance company or policy holder shall provide ten (10) days' notice to the department by e-mail or certified mail of expiration or cancellation of the required liability insurance policy.ii.Companies shall furnish the department of code compliance and enforcement with satisfactory evidence of required legal liability coverage for each lodging accommodation prior to the expiration of the first seven (7) days of the ten (10) days' notice of cancellation by the respective insurance company. Upon the second notice of cancellation within a period of twelve (12) months: the company shall take action to prevent any future lapse of insurance and shall provide the details of such action in writing; and, regardless of any company action or writing, the company license may still be subject to revocation.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 20 Update 2).
Full Breakdown
Sec. " The same subsection sets a two-stage cancellation process. 00 nonrefundable annual application fee for bed and breakfast or short-term rental establishments, set in Sec. 5-6(a), and the criminal-background and parish-attorney approvals in Sec. 5-6(b) all run alongside this insurance proof before the department will issue or renew the lodging accommodation license, and Sec. 5-6(c) gives applicants who file on time but await approvals a compliance grace period while the review runs.
Violations & Fines
Filing an application without the required $500,000.00 liability certificate, or letting the policy lapse without curing it inside the seven-day window after a cancellation notice, blocks issuance or renewal of the lodging accommodation license under Sec. 17.5-6(b). Operating or advertising a short-term rental without a valid license is punishable by a fine up to $500 or up to six months' imprisonment under Sec. 17.5-12, with each day a separate offense.
Frequently Asked Questions
How much liability insurance does a Jefferson Parish short-term rental need?
What happens if the insurance policy is cancelled?
Does a second cancellation notice put the license at greater risk?
Sources & Official References
Other rules in Jefferson Parish
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