Fort Lauderdale vacation rental operators must maintain liability insurance as part of the registration program under Article X of Chapter 15. DBPR state licensing also requires proof of insurance coverage.
Fort Lauderdale's vacation rental registration program under Article X of Chapter 15 requires operators to demonstrate adequate insurance coverage as part of the registration and inspection process. At the state level, the Florida Department of Business and Professional Regulation (DBPR) requires vacation rental operators to maintain liability insurance. Operators must also carry property insurance adequate to cover the rental use of the dwelling. The city's registration application requires documentation of insurance coverage. Insurance must be current at all times during active rental operations. Vacation rental platforms like Airbnb and VRBO provide host protection insurance, but this may not satisfy all local requirements.
Operating without required insurance may result in registration suspension or revocation. Uninsured operators face personal liability for guest injuries and property damage. Contact the Vacation Rental Program at 954-828-5207.
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Fort Lauderdale, FL
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