Gwinnett STR operators must carry $1 million liability insurance or use platform coverage (Airbnb AirCover, VRBO Liability). Proof required at registration.
Gwinnett County STR ordinance requires operators to maintain minimum $1 million commercial liability insurance covering short-term rental use. Standard homeowner's policies typically exclude commercial/rental use β separate STR endorsement or dedicated STR policy needed. Airbnb's $1M AirCover and VRBO's Liability Insurance meet the requirement if booking is made through those platforms. Proof of insurance required at permit application.
Operating without required insurance: permit suspension/revocation. Civil fines $500-$1,000. No insurance + incident on property: personal liability plus ordinance violation.
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Gwinnett County, GA
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Gwinnett County, GA
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Gwinnett County, GA
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Gwinnett County, GA
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