The Shasta County Planning Division requires proof of current, valid liability insurance covering the rental property as a prerequisite to issuance and ongoing operation of any Vacation Rental permit under SCC 17.88.230.
Under the Vacation Rental Application Packet issued by the Shasta County Department of Resource Management, Planning Division (Rev. 10-04-22), proof of current, valid liability insurance for the property is one of the required application submittals before approval and operation of a Vacation Rental can occur. The Limitations on Use form (Rev. 8-19-20) further makes it the sole responsibility of the property owner to maintain current, valid liability insurance for the property throughout the permit term. The County does not set a minimum coverage amount in the application packet, leaving the appropriate amount to the host's risk tolerance and any platform-imposed requirements (Airbnb and Vrbo each provide limited host protection programs but recommend independent commercial coverage). Failure to maintain insurance is a violation of the permit conditions and is grounds for enforcement under SCC Subsection 17.88.230.I.
Failure to maintain liability insurance breaches the permit Limitations on Use and is subject to enforcement under SCC Subsection 17.88.230.I, including citations, revocation, and refusal of renewal. Renewals require all permit conditions remain in good standing.
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