Placentia, CA Short-Term Rentals: Insurance Requirements (2026)

Section 6.45.050 of the Placentia Municipal Code is the registration section for short-term residential rentals, and proof of insurance is the sixteenth and last item on its list. The owner, or a managing agency or agent registering on the owner's behalf, gives the city the listed information at the time of registration on a written form prepared by the director of development services. The list covers the owner's full legal name, street and mailing addresses, telephone number and email address, the same details for any managing agency or agent, the address and telephone number of the rental premises, every website used to advertise the premises along with all listing numbers, the full name and telephone number of a 24-hour emergency local contact person, and the URL of every advertisement. Items 12 and 13 add a transient occupancy tax registration fee and a short-term residential rental registration fee, both set by resolution of the Placentia city council.

The code prints the insurance item as the two words 'Proof of insurance.' Section 6.45.050 does not state a coverage type, a dollar limit or a named insured. The information must be updated promptly upon any change, and that duty applies to all of the information listed in the section.

Registration by a managing agency counts as the owner's registration, but the owner of the premises keeps primary responsibility for all requirements of the code related to short-term residential rentals. There is no subleasing: only a rental agreement executed by the owner is allowed. After successful registration the city can issue an operating permit on a first in time and first in right basis, and it can deny one where the area within a 300 foot radius has an overconcentration of short-term rental uses. Section 6.45.050(b) requires the business license, TOT registration and Good Neighbor Brochure to be hung or placed in a conspicuous location inside the premises at all times of operation. Section 6.45.050(c) requires the rental agreement to allow immediate termination and eviction on any municipal code violation by an occupant.