Rocklin, CA Short-Term Rentals: Insurance Requirements (2026)

Section 5.22.050, Application and Renewal of Short-Term Rental Permits, requires a property owner seeking a permit to file with the community development department on a form approved by the director of community development. Subsection A(1) requires the permittee's name, address, and telephone number; subsection A(2) requires the name, address, and twenty-four-hour telephone number of the permittee and a secondary point of contact if the permittee is not located on-site; and subsection A(3) requires a floor plan, parking location(s), a copy of the business license if applicable, and proof of insurance.

Subsection A(4) allows the director of community development to require any supplemental information reasonably necessary to determine whether to approve the permit, giving the city discretion to demand more detail on the insurance coverage or other aspects of the property. Renewal applications, filed no later than thirty calendar days before expiration, must comply with the same subsection A requirements, meaning renewed proof of insurance is required at each renewal cycle. Knowingly making a false statement or knowingly omitting required information, including on the insurance proof, is grounds for revocation or denial of the permit under § 5.22.050(C).

Chapter 5.22 does not print a specific dollar coverage minimum for short-term rental insurance in the text quoted here; the requirement is that current proof be submitted and kept current through renewal.