Roseville, CA Short-Term Rentals: Insurance Requirements (2026)
Key Facts
- Required at application
- Proof of insurance
- Also required
- Floor plan, parking, business license copy
- Coverage amount
- Not fixed in the ordinance
- Required again
- At each 12-month renewal
- Missing proof
- Grounds for denial
Summary
Roseville requires every short-term rental permit applicant to submit proof of insurance along with a floor plan, parking locations, and a copy of the business license before the finance director will consider the application. The ordinance does not set a minimum coverage amount; it only requires that proof be on file with the city.
Such application shall include, but not be limited to, the following information: 1. Name, address, and telephone number of permittee; 2. Name, address, and 24-hour telephone number(s) of permittee and secondary point of contact, if permittee is not located onsite; 3. Floor plan, parking location(s), copy of business license, and proof of insurance; 4. Any supplemental information which the finance director finds reasonably necessary to determine whether to approve a short-term rental permit.
Full Breakdown
050(A) lists what a short-term rental permit application must include beyond the basic contact information for the permittee and secondary contact: a floor plan of the dwelling, the parking location or locations to be used, a copy of the operator's business license, and proof of insurance. 050(A)(4) lets the finance director demand any further supplemental information reasonably necessary to decide whether to approve the permit. 050(B) requires a renewal application that complies with subsection A of the section, filed at least 30 calendar days before the permit expires, so a lapsed or missing insurance document can hold up a renewal the same way it would a first-time application. 100(A) and (B) separately let the finance director deny an incomplete application or one containing a false or misleading statement.
Violations & Fines
An application missing proof of insurance is incomplete and can be denied outright under Section 4.25.100(A). Knowingly omitting the insurance documentation or submitting a false insurance claim is grounds for denial under Section 4.25.050(C), and can support suspension or revocation of an already-issued permit under Section 4.25.090 for violating the chapter's requirements.
Frequently Asked Questions
Does Roseville set a minimum insurance amount for short-term rentals?
Do I need to resubmit insurance proof when I renew my Roseville STR permit?
What happens if I apply without proof of insurance?
Sources & Official References
Other rules in Roseville
California rules heatmap·Compare Roseville to another location·View the California short-term rentals overview
See something wrong?
Help us keep this page accurate. If you notice an error or outdated information, let us know.