Tallahassee has no local short-term rental insurance ordinance. Florida Statute Β§509.032(7)(b) preempts local duration and frequency rules; insurance is governed by the state DBPR Vacation Rental Dwelling License, which requires proof of adequate liability coverage.
Under Florida Statute Β§509.032(7)(b), local governments may not prohibit vacation rentals or regulate their duration or frequency unless an ordinance predated June 1, 2011. Tallahassee did not adopt a qualifying pre-2011 ordinance, so no citywide STR insurance mandate exists in the Code of Ordinances. Instead, hosts must obtain a state Vacation Rental Dwelling License from the Department of Business and Professional Regulation (DBPR), which requires submitting proof of liability insurance. Leon County's tourist-development tax registration also applies. The city enforces only general nuisance, noise, and housing-code standards against short-term rental properties.
No local insurance penalty. DBPR may suspend or revoke the state vacation-rental license for operating without required insurance; fines set at the state level.
Tallahassee, FL
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Tallahassee, FL
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Tallahassee, FL
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See how Tallahassee's insurance requirements rules stack up against other locations.
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