Solano County, CA Short-Term Rentals: Insurance Requirements (2026)

30(A)(9), titled simply 'Insurance,' states in full that the property shall be covered by commercial property insurance. It is one of fifteen numbered standards inside subsection (A) that every vacation house rental in unincorporated Solano County must satisfy, positioned between the transient occupancy tax and business license condition in subsection (8) and the Good Neighbor Measures in subsection (10). The code does not set a minimum coverage dollar amount or name an acceptable carrier list; it requires only that the insurance be commercial property coverage, distinguishing it from an ordinary homeowner's policy that may exclude short-term rental use.

Resource Management can request proof of this coverage as part of the initial land use permit application and at the five-year renewal cycle set by subsection (A)(14), the same review point used to confirm the transient lodging registration certificate and business license required under subsection (A)(8). 30 is designated part of the county's short-term rental ordinance for enforcement purposes under subsection (A)(15), an operator who lets the required commercial property coverage lapse is out of compliance with the operating permit itself, not merely uninsured; Resource Management treats a lapse the same way it treats a missed occupancy limit or an unposted transient lodging certificate, as grounds for administrative enforcement under Chapter 10.