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Stearns County, MN Short-Term Rentals: Occupancy Limits (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Governing section
Ordinance 439, Sec. 6.62(B)-(C)
Overnight hours
10 p.m. to 7 a.m.
Daytime hours
7 a.m. to 10 p.m.
Septic-based cap
1 person per 75 gal/day design flow
Daytime multiplier
1.5x overnight capacity
Parking-based cap
3 people per vehicle

Summary

Stearns County caps overnight occupancy at a Vacation/Short Term Rental to what Lodging Ordinance 661 allows per bedroom plus two, or one person per 75 gallons of daily septic design flow, whichever is lower, with daytime occupancy capped at 1.5 times that overnight figure or three people per parking vehicle.

These county ordinances apply to unincorporated areas of Stearns County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

B. The overnight occupancy of a Vacation/Short Term Rental shall be limited to no more than what Stearns County Lodging Ordinance Number 661 allows per bedroom plus two additional persons per building; or no more than one (1) person for every seventy-five (75) gallons of water per day that the building’s sub-surface sewage treatment system is designed to handle, whichever is less. For purposes of this Section, overnight shall mean ten (10) pm to seven (7) am, central time. C. The daytime occupancy of a Vacation/Short Term Rental shall be limited to one and a half (1 ½) times the overnight capacity or parking capacity of three people per vehicle, whichever is less. For purposes of this Section, daytime shall mean seven (7)am to ten (10) pm, central time.

Full Breakdown

central time and limits overnight headcount to whichever is smaller: the per-bedroom count set by the county's Lodging Ordinance No. 661 plus two additional people per building, or one person for every 75 gallons per day of design flow the property's sub-surface sewage treatment system is rated to handle. and caps daytime occupancy at one and a half times the overnight capacity or a parking-based capacity of three people per vehicle, whichever produces the lower number. Because the sewage-design-flow formula and the Lodging Ordinance bedroom count both feed into the same calculation, an inspector verifying occupancy checks the property's certified septic design flow and its licensed bedroom count side by side.

The septic system itself must be certified at each permit/registration renewal cycle and carry a flow measurement device with monthly-recorded readings kept on file for the county's Environmental Services Department. 62 that requires the rental to hold either an Interim or Provisional Use Permit before it can operate at all, so an occupancy violation is also a permit-condition violation.

Violations & Fines

Exceeding the overnight or daytime occupancy cap is a documented violation of the permit's conditions under Section 6.62, subject to Ordinance 439's Section 12 enforcement process. The Department issues one written warning per permit cycle before pursuing revocation under Sections 4.18/4.22, and a proven violation can also draw the standard misdemeanor penalty of up to $1,000 or 90 days in jail, with each day of a continuing violation a separate offense.

Frequently Asked Questions

How many overnight guests can a Stearns County short-term rental host?
The lower of two numbers: the per-bedroom count allowed by Lodging Ordinance 661 plus two extra people per building, or one person for every 75 gallons per day the property's septic system is designed to handle. Overnight runs 10 p.m. to 7 a.m. under Section 6.62(B).
Is the daytime limit different from the overnight limit?
Yes. Section 6.62(C) allows daytime occupancy (7 a.m. to 10 p.m.) up to 1.5 times the overnight capacity, but caps it at three people per parked vehicle if that number is lower, so a rental with limited parking cannot host large daytime gatherings.
What happens if my sub-surface sewage system can't support the guest count I want?
The septic system's certified design flow directly limits occupancy: at 75 gallons per person per day, a system rated for a small flow caps your legal guest count regardless of how many bedrooms the house has.

Sources & Official References

Other rules in Stearns County

All Stearns County rules

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