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Charleston, SC Short-Term Rentals: Short-Term Rental Permits (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Short-term rental permit rules in Charleston, SC, also called Airbnb permits, vacation rental licenses, or STR registration, list the application steps, fees, and operating requirements for hosting.

Key Facts

Permit renewal
Annual recertification required
Liability insurance
$1,000,000 minimum per occurrence
Owner residency
Must sleep onsite with guests
Units per permittee
One STR unit only
Posting notice
15 days before approval
Appeal window
5 business days after posting
Violation penalty
Misdemeanor, revocable permit

Summary

Charleston requires an annually renewable Short Term Rental permit before any residential STR can operate, and Section 54-208(b) demands the record owner both run the rental and sleep on the property overnight whenever guests are present, carry $1,000,000 in liability insurance, and cap each permittee to one listed STR unit.

a.General Requirements. A residential short term rental use may be permitted as a Category 1, Category 2, or Category 3 STR Permit, if the zoning administrator determines the STR to be an accessory use to the principal residential use on a property which satisfies the requirements of Section 54-208.1, 54-208.2, or 54-208.3, as applicable, and issues a permit for such STR use.b.Operational Requirements. In all cases, Category 1, 2 or 3 STR uses shall adhere to the following operational requirements:1.The residential STR shall be operated by the record owner of the subject property who shall also be a resident of the subject property and who shall be residing overnight on the property while residential STR guests are present; and...4.The record owner of the subject property must keep in full force and effect during all times the STR is operated a general liability policy with a company authorized to do business in the State of South Carolina insuring against personal injury (including death) and property damage with limits of no less than $1,000,000.00 per occurrence; and...8.Each Category 1, 2, or 3 STR permittee is entitled to rent, list with a booking or listing service, advertise, make available for STR use, or otherwise market only one (1) STR unit; and

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 114 | Zoning: Supplement 25).

Full Breakdown

3 (based on location inside or outside the Old and Historic District or the peninsula) and issues a permit. Section 54-208(b)'s operational requirements include: the record owner must reside overnight on the property whenever guests are present; no signage advertising the STR is allowed; only breakfast may be served if the owner offers meals; a $1,000,000-per-occurrence general liability policy from a company licensed in South Carolina must stay in force; a current guest register with names, addresses, phone numbers and dates of occupancy must be kept; the owner must comply with all city, county and state business license and revenue laws; a rental packet with rules, safety information and contact details must be provided to guests and displayed in the unit; each permittee may market only one STR unit; and the STR permit number must appear on every advertisement, including Airbnb, VRBO/HomeAway and FlipKey listings.

Section 54-208(c) requires a notarized application with a fee, scaled floor plans marking every guest room, a site plan showing parking and driveways, photographs of the structure, and a signed acknowledgment; the zoning administrator then posts notice on the property for 15 consecutive days, followed by a 5-business-day appeal window, before issuing a permit valid for one year and renewable through annual recertification.

Violations & Fines

Section 54-208(e) makes it a violation to operate an STR without complying with the chapter, expand an STR without a new permit, advertise or market a property as an STR without complying, or hold out an STR as available without displaying the permit number or within its permitted guest count. Any violation is a misdemeanor punishable by a fine and/or incarceration, each day of continued violation is a separate offense, and the zoning administrator can revoke the STR permit.

Frequently Asked Questions

Does the owner have to live in a Charleston short-term rental?
Yes. Section 54-208(b)(1) requires the record owner to operate the STR and be a resident of the property, physically residing there overnight for every night that paying guests are present. An absentee owner renting out a whole home while living elsewhere does not qualify for a permit.
How long does it take to get a Charleston STR permit?
After a complete notarized application is filed, Section 54-208(c)(1) requires the Zoning Administrator to post notice on the property for 15 consecutive days, then wait 5 more business days for appeals before issuing the permit, so roughly three weeks minimum from a complete filing.
How much liability insurance does a Charleston STR host need?
At least $1,000,000 per occurrence. Section 54-208(b)(4) requires the record owner to keep in force a general liability policy, written by a company authorized to do business in South Carolina, covering personal injury including death and property damage for as long as the STR operates.
What happens if I advertise a Charleston STR without a permit number?
It's a violation under Section 54-208(e)(1)(d). Advertising, listing, or marketing a property as an STR without displaying the issued permit number is a Section 54-208(e)(2) misdemeanor, punishable by fine and/or incarceration, with each day of continued advertising counted as a separate offense.

Sources & Official References

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How Charleston compares: Most Airbnb-Friendly Cities in America·Compare Charleston to another location·View the South Carolina short-term rentals overview

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Short-Term Rental Permits in Nearby Cities

How other cities in Charleston County handle short-term rental permits.

North Charleston, SC
Significant Restrictions