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Lowell, MA Short-Term Rentals: Short-Term Rental Permits (2026)

Heavy Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Short-term rental permit rules in Lowell, MA, also called Airbnb permits, vacation rental licenses, or STR registration, list the application steps, fees, and operating requirements for hosting.

Key Facts

Dedicated STR Ordinance
None - no 'short-term rental' use in Chapter 290
Accessory room rental cap
2 non-transient roomers (Zoning Sec. 4.3.5)
Tourist home / B&B Inn
Special Permit required in most districts
Boarding/Lodging House
Special Permit; defined as 4+ unrelated lodgers
Lodging House License
Annual, renewed each April (G.L. c. 140, Sec. 23)

Summary

Lowell's Zoning Ordinance (Chapter 290) contains no 'short-term rental' use category. Transient, paid lodging falls under 'Boarding or Lodging House' or 'Tourist home/Bed & Breakfast Inn,' which require a special permit in most districts; whole-home Airbnb-style rentals have no by-right zoning path and the city has treated them as not clearly permitted.

Special Rules. 1. In all districts, the renting of rooms or the furnishing of table board by a resident owner to not more than two (2) non-transient roomers or boarders shall be considered as an accessory use provided no separate cooking facilities are maintained, and no sign or nameplate is displayed.

Source: MA DOR Room Occupancy for STRsView official code

Full Breakdown

The City of Lowell regulates lodging through Chapter 290 (Zoning) of the Code of the City of Lowell rather than a dedicated short-term rental ordinance. 5 (Special Rules) permits a resident owner, in all districts, to rent rooms or furnish table board to 'not more than two (2) non-transient roomers or boarders' as an accessory use, provided no separate cooking facilities are maintained and no sign is displayed. Renting to more than two non-transient roomers as an accessory use is not permitted in any district (Article XIII, Table of Accessory Uses).

Commercial transient lodging is captured by the defined uses 'Tourist home, Bed & Breakfast Inn' and 'Boarding or Lodging house, fraternity' in the Article XII Table of Principal Uses, both of which require a Special Permit (SP) from the Zoning Board of Appeals in most residential and mixed-use districts and are simply not allowed (N) in single-family and several other districts. ' Because the ordinance offers no 'short-term rental' classification and limits accessory room rental to two non-transient roomers, an owner wishing to operate a whole-home or multi-guest transient rental must obtain a special permit for a lodging use where the district allows it; many districts allow no such use at all.

c. 140, § 23, with annual renewal each April. Hosts should confirm zoning with the Department of Planning and Development (978-674-4252) and the licensing authority before listing.

Violations & Fines

Operating a lodging use without the required special permit, or renting to more than the permitted number of roomers, is a zoning violation enforced by the Inspectional Services / code enforcement office under Chapter 290 and G.L. c. 40A, with cease-and-desist orders, fines, and denial or revocation of permits. Operating an unlicensed lodging house violates G.L. c. 140, § 23.

Frequently Asked Questions

Does Lowell have a short-term rental permit?
No. The Lowell Zoning Ordinance (Chapter 290) has no 'short-term rental' use category. Transient lodging is regulated as a Tourist home/Bed & Breakfast Inn or Boarding/Lodging House, each requiring a special permit from the Zoning Board of Appeals in districts where it is allowed at all.
Can I rent a room in my home in Lowell?
A resident owner may rent rooms to not more than two non-transient roomers or boarders as an accessory use in any district, provided no separate cooking facilities are maintained and no sign is displayed (Zoning Sec. 4.3.5). Renting to more than two, or to transient guests, exceeds the accessory-use allowance.
What is a lodging house in Lowell?
Under the Zoning Ordinance, a Boarding or Lodging House is 'a house where lodgings are let to four or more persons not within second degree of kindred to the person conducting it.' Lodging houses must also be licensed annually under G.L. c. 140, Sec. 23.

Sources & Official References

Other rules in Lowell

All Lowell rules

How Lowell compares: Most Airbnb-Friendly Cities in America·Compare Lowell to another location·View the Massachusetts short-term rentals overview

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Short-Term Rental Permits in Nearby Cities

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