Missouri law voids HOA covenants that limit or prohibit rooftop solar. Under RSMo 442.404, Clay County homeowners can install panels; associations may set only reasonable placement rules.
Missouri protects rooftop solar from homeowners' associations. Since 2022, RSMo 442.404 has voided any deed restriction or covenant that limits or prohibits rooftop solar panels, and in 2026 the Missouri Supreme Court confirmed the ban reaches even covenants recorded before the law passed. An HOA in a Clay County subdivision may adopt reasonable placement rules, but not ones that prevent installation, impair the device's function, restrict its use, or raise its cost or hurt its efficiency. Ground-mounted systems get less protection than rooftop panels. Homeowners outside an HOA face no private restriction, only county or city permits.
An HOA that enforces a covenant banning rooftop solar acts unlawfully; the homeowner may keep the system and challenge the rule. Fines for violating valid placement rules vary by CC&Rs.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Clay County, MO
Clay County requires pool barriers meeting safety codes to prevent drowning. Fences must be at least 4 to 5 feet tall with self-closing, self-latching gates.
Clay County, MO
Clay County requires permits for retaining walls above a certain height, typically 4 feet. Engineering review may be required for taller walls.
Clay County, MO
Clay County restricts or prohibits intentional feeding of wildlife including deer, coyotes, and bears. Feeding wildlife creates public safety hazards and nui...
Clay County, MO
Clay County restricts ownership of exotic and wild animals. Many species require special permits or are prohibited entirely for public safety.
Clay County, MO
Clay County may require hosts to carry liability insurance for short-term rental properties. Minimum coverage amounts vary by jurisdiction.
Clay County, MO
Clay County limits the number of guests allowed in short-term rental properties. Occupancy caps are typically based on bedroom count or square footage to pro...
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