Clay County, MO Solar Energy: HOA Restrictions (2026)
Key Facts
- Governing statute
- RSMo § 442.404.3
- Current version effective
- August 28, 2024
- Protected component
- Rooftop solar panels and solar collectors only
- HOA authority retained
- Reasonable placement rules that don't impair function
- Retroactivity
- Applies to covenants recorded before the statute
- Excluded
- Ground-mounted arrays and shared/common-area roofs
Summary
Missouri law voids any deed restriction, covenant, or HOA rule that bans rooftop solar panels or collectors on homes in Clay County's unincorporated subdivisions. Under RSMo § 442.404.3, homeowners' associations may still adopt reasonable placement rules, but only if those rules do not block installation, impair function, restrict use, or raise the cost of the system.
3. (1) No deed restrictions, covenants, or similar binding agreements running with the land shall limit or prohibit, or have the effect of limiting or prohibiting, the installation of solar panels or solar collectors on the rooftop of any property or structure. (2) A homeowners' association may adopt reasonable rules, subject to any applicable statutes or ordinances, regarding the placement of solar panels or solar collectors to the extent that those rules do not prevent the installation of the device, impair the functioning of the device, restrict the use of the device, or adversely affect the cost or efficiency of the device. (3) The provisions of this subsection shall apply only with regard to rooftops that are owned, controlled, and maintained by the owner of the individual property or structure.
Full Breakdown
3, part of the same 2018 bill that Missouri lawmakers expanded in 2022 and 2024 to cover political signs, sale signs and backyard chickens alongside solar. Subsection 3(1) makes any deed restriction, covenant, or similar binding agreement that limits or prohibits rooftop solar panels or solar collectors void and unenforceable, whether the covenant predates the statute or not. Subsection 3(3) narrows the protection to rooftops the individual property owner owns, controls and maintains, so ground-mounted arrays, shared roofs and common-area installations fall outside the shield and remain subject to whatever the association's declaration says.
An HOA is not stripped of all authority: subsection 3(2) lets the board adopt reasonable rules on where a panel or collector sits, provided those rules do not prevent installation, impair the device's function, restrict its use, or push up the cost or reduce the efficiency of the system. A rule that forces a panel onto a shaded, north-facing slope to preserve a uniform roofline, for example, would fail that test. The statute's own definition in subsection 1(3) covers photovoltaic cells or panels and solar thermal systems alike.
The Missouri Supreme Court confirmed in Eikmeier v. Granite Springs Home Owners Association, Inc. (2026) that the ban on restrictive covenants reaches agreements signed before the law took effect, so a subdivision's original declaration cannot be enforced to block a homeowner's rooftop system today.
Violations & Fines
There is no county citation for breaking this rule because Clay County government does not enforce it; the statute operates as a defense against private HOA action. A homeowner fined or sued under a covenant that conflicts with subsection 3 can raise RSMo § 442.404.3 in court to have the fine voided and the restriction declared unenforceable against the property.
Frequently Asked Questions
Can my Clay County HOA stop me from installing rooftop solar panels?
Does this law cover ground-mounted solar arrays or shared roofs?
What placement rules can an HOA still enforce?
Does the law apply to HOA covenants recorded before 2023?
Sources & Official References
Other rules in Clay County
Compare Clay County to another location·View the Missouri solar energy overview
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